Sumter County property record for 838 Ramos Dr, Lady Lake, FL 32159
| Property Type | Single Family Home |
|---|---|
| Details | 1,248 sqft · built 1994 |
| Lot Size | 0.145 acres (6,300 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $236,500 (Feb 2006) |
| Tax Bill | $1,900 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 121823D12C221 |
| Primary APN | 121823D12C221 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,248 sqft Living Area |
|---|---|
| Gross Area | 1,964 sqft |
| 1st Floor Area | 1,248 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Ranch |
| Exterior Material | Block |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 6,300 sqft (0.145 acres) |
| Lot Dimensions | 100 ft deep x 63 ft wide |
| View / Lot | Road |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Porch Area | 276 sqft |
| Street Address | 838 RAMOS DR |
|---|---|
| City | LADY LAKE |
| State | FL |
| Zip | 32159-8682 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 221 THE VILLAGES OF SUMTER UNIT 2 PLAT BOOK 4 PAGES 100-100G |
| Legal Range | 23E |
| Legal Township | 18S |
| Legal Section | 12 |
| Legal Subdivision | THE VILLAGES OF SUMTER |
| Legal Lot Number | 221 |
| Jurisdiction | SUMTER FL |
| Township / Civil Division | WILDWOOD |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 910800 |
838 Ramos Dr is owned and occupied by two individuals who acquired it in October 2014.
Source: Sumter County records, as of December 2, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 838 RAMOS DR, LADY LAKE, FL 32159-8682 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 23, 2006 · Amount on File |
| Deed Sale | Feb 23, 2006 · Amount on File |
| Prior Sale | Mar 7, 2000 · Amount on File |
| Deed Document Number | 20066615 |
| Deed Book / Page | 1533 / 280 |
| Last Transfer Date | Oct 7, 2014 |
| Transfer Doc | 0028630741 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 838 Ramos Dr was $1,900 with a homeowner's exemption, up 1.2% from the year before.
Source: Sumter County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Sumter County |
| Unified School District | Sumter County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,900.00 (+1.23%) Homeowner's exemption | $152,340 | $227,190 Land $37,800 Building $189,390 |
| 2024 | $1,877.00 (+17.24%) | ||
| 2023 | $1,601.00 (+3.42%) Additional exemption filed | $143,740 (+3%) | $250,970 (+5.72%) Land $25,200 Building $225,770 |
| 2022 | $1,548.00 Homeowner's exemption | $139,560 | $237,380 Land $28,350 Building $209,030 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 838 Ramos Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 14 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 838 Ramos Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGES OF LAKE-SUMTER - WTPS 1, 3, ; 5 serves 18,675 people · EPA ID FL3350942 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | VILLAGE WATER |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 783 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: CenturyLink, Verizon.
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