904 Cardiff, Cibolo, TX 78108 Property Records

Guadalupe County property record for 904 Cardiff, Cibolo, TX 78108

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,403 sqft · built 2016
Lot Size	0.2 acres (8,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$422,800 (Mar 2017)
Tax Bill	$6,144 (2025)
Deeds & Mortgages	Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1G3808400202900000`

Property Details

APN / Parcel Number

Primary APN	`1G3808400202900000`
Alternative APNs	`000000157865` `000000208300` `157865`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,403 sqft Living Area
Gross Area	2,958 sqft
1st Floor Area	2,067 sqft
2nd Floor Area	336 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,700 sqft (0.2 acres)
Lot Dimensions	145 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	415 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	904 CARDIFF
City	CIBOLO
State	TX
Zip	78108-3969
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MESA @ TURNING STONE UNIT #4 BLOCK 2 LOT 29 0.1997 AC
Legal Subdivision	MESA @ TURNING STONE UNIT #4
Legal Tract	29
Legal Block	2
Legal Lot Number	29
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	3
Census Block	3007
Census Tract	210613

Owner

Source: Guadalupe County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	904 CARDIFF, CIBOLO, TX 78108-3969
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 2017 · Amount on Record
Deed Sale	Mar 21, 2017 · Amount on Record
Deed Document Number	20176273
Prior Transfer Date	Mar 16, 2017
Prior Transfer Doc	0000006273
Record Updated	Sep 20, 2026

March 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	GUADALUPE TX
Recording Date	Mar 21, 2017
Property Address	904 CARDIFF, CIBOLO, TX 78108-3969
Document Number	0000006273
Instrument Date	Mar 16, 2017
Instrument	6273
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 6, 2019
Title Company	N TITLE COMPANY, N TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	904 CARDIFF CIBOLO TX 781083969, CIBOLO, TX 78108-3969

Mortgage

Document Number	6274
Date	Mar 21, 2017
Instrument	6274

Lender

Name	WALLICK & VOLK
Address	CHEYENNE, WY 82001

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 20, 2047

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Cibolo City
County	Guadalupe County
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$410,434 (+3.27%) Land $70,124 Building $340,310	$410,434 (+3.27%) Land $70,124 Building $340,310
2025	$6,144.00 (-16.97%) Homeowner's exemption	$397,445 (-2.59%) Land $48,300 Building $349,145	$397,445 (-2.59%) Land $48,300 Building $349,145
2024	$7,400.00 (+13.18%)
2023	$6,538.00 (-9.73%) Homeowner's exemption	$408,000 Land $77,845 Building $330,155	$408,000 Land $77,845 Building $330,155
2022	$7,243.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Guadalupe Valley Electric Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: VTX Communications.

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