817 Cardiff, Cibolo, TX 78108 Property Records

Guadalupe County property record for 817 Cardiff, Cibolo, TX 78108

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,778 sqft · built 2017
Lot Size	0.186 acres (8,100 sqft)
Owner	2 Individual Names on Record
Last Sale	$323,000 (Jan 2018)
Tax Bill	$8,019 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1G3808400202500000`

Property Details

APN / Parcel Number

Primary APN	`1G3808400202500000`
Alternative APNs	`000000157861` `000000246491` `157861`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,778 sqft Living Area
Gross Area	3,490 sqft
1st Floor Area	1,490 sqft
2nd Floor Area	1,288 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,100 sqft (0.186 acres)
Lot Dimensions	135 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	272 sqft
Patio Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	817 CARDIFF
City	CIBOLO
State	TX
Zip	78108-3912
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MESA @ TURNING STONE UNIT #4 BLOCK 2 LOT 25 0.186 AC
Legal Subdivision	MESA @ TURNING STONE UNIT #4
Legal Tract	25
Legal Block	2
Legal Lot Number	25
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	3
Census Block	3007
Census Tract	210613

Owner

Source: Guadalupe County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14110 ALLORO DR, AUSTIN, TX 78717-1139
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage SURE FUND MORTGAGE INC
Jan 2, 2018	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage CLM MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 2, 2018 · Amount on Record
Deed Sale	Jan 2, 2018 · Amount on Record
Deed Document Number	201820
Prior Transfer Date	Dec 28, 2017
Prior Transfer Doc	0000000020
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	817 CARDIFF, CIBOLO, TX 78108-3912
Transaction Type	Mortgage
Record Updated	Nov 3, 2025
Title Company	UNKNOWN, CTOTX

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0099014371
Date	Apr 28, 2021
Instrument	202199014371

Lender

Name	SURE FUND MORTGAGE INC
Type	Mortgage Company
Address	FRISCO, TX 75033

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Mar 1, 2036

January 2018: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	GUADALUPE TX
Recording Date	Jan 2, 2018
Property Address	817 CARDIFF, CIBOLO, TX 78108-3912
Document Number	0000000020
Map Reference	VOL8 PG330
Instrument Date	Dec 28, 2017
Instrument	2018000020
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 2, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	817 CARDIFF, CIBOLO, TX 78108-3912

Mortgage

Document Number	0000000021
Date	Jan 2, 2018
Instrument	2018000021

Lender

Name	CLM MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2033

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Cibolo City
County	Guadalupe County
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$432,293 (+4.03%) Land $68,075 Building $364,218	$432,293 (+4.03%) Land $68,075 Building $364,218
2025	$8,019.00 (-5.58%)	$415,557 (-9.97%) Land $46,271 Building $369,286	$415,557 (-9.97%) Land $46,271 Building $369,286
2024	$8,493.00 (-4.78%)
2023	$8,919.00 (-4.05%)	$461,600 Land $74,865 Building $386,735	$461,600 Land $74,865 Building $386,735
2022	$9,295.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Guadalupe Valley Electric Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: VTX Communications.

Nearby Properties on Cardiff

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures