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821 Cardiff, Cibolo, TX 78108 Property Records

Guadalupe County property record for 821 Cardiff, Cibolo, TX 78108

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,088 sqft · built 2018
Lot Size0.186 acres (8,100 sqft)
Owner2 Individual Names on Record
Last Sale$378,800 (Dec 2018)
Tax Bill$5,977 (2024)
Deeds & MortgagesDec 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN1G3808400202400000

Property Details

APN / Parcel Number

Primary APN1G3808400202400000
Alternative APNs
  • 000000157860
  • 000000227833
  • 157860

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,088 sqft Living Area
Gross Area2,715 sqft
1st Floor Area2,088 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area8,100 sqft (0.186 acres)
Lot Dimensions135 ft deep x 60 ft wide
Garage TypeAttached
Garage Area430 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area54 sqft
Patio Area143 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address821 CARDIFF
CityCIBOLO
StateTX
Zip78108-3912
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMESA @ TURNING STONE UNIT #4 BLOCK 2 LOT 24 .186 AC
Legal SubdivisionMESA @ TURNING STONE UNIT #4
Legal Tract24
Legal Block2
Legal Lot Number24
JurisdictionGUADALUPE TX
Township / Civil DivisionSCHERTZ-CIBOLO
Census Block Group3
Census Block3007
Census Tract210613

Owner

Source: Guadalupe County records, as of August 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address821 CARDIFF, CIBOLO, TX 78108-3912
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 4, 2018 · Amount on Record
Deed SaleDec 4, 2018 · Amount on Record
Deed Document Number201827392
Record UpdatedSep 20, 2026

December 2018: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionGUADALUPE TX
Recording DateDec 4, 2018
Property Address821 CARDIFF, CIBOLO, TX 78108-3912
Document Number0000027392
Map ReferenceVOL8 PG330
Instrument DateNov 30, 2018
Instrument201800027392
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 2, 2021
Title CompanyN TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address450 GEARS RD STE 400, 450, HOUSTON, TX 77067-4513

Transferred To (Grantee/Buyer)

NameVerified Name
Address821 CARDIFF, CIBOLO, TX 78108-3912
InvestorPossibly a Property Investor

Mortgage

Document Number0000027393
DateDec 4, 2018
Instrument201800027393
Lender
NameSECURITY NATIONAL MORTGAGE CO
TypeMortgage Company
Special NotesSeller Financed
Agreement
AmountAmount Recorded
Term360 Months
DueDec 1, 2048

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityCibolo City
CountyGuadalupe County
Unified School DistrictSchertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$382,849 (+1.77%) Land $68,075 Building $314,774$382,849 (+1.77%) Land $68,075 Building $314,774
2025$376,188 (-13.71%) Land $46,271 Building $329,917$376,188 (-13.71%) Land $46,271 Building $329,917
2024$5,977.00 (-3.74%)
2023$6,209.00 (-6.29%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$435,936 Land $74,865 Building $361,071$435,936 Land $74,865 Building $361,071
2022$6,626.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SCHERTZ
serves 41,948 people · EPA ID TX0940003
Water SourceGroundwater
Last State InspectionJun 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Guadalupe Valley Electric Cooperative
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: VTX Communications.

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