913 Cardiff, Cibolo, TX 78108 Property Records

Guadalupe County property record for 913 Cardiff, Cibolo, TX 78108

Property Summary

Property Type	Single Family Home
Details	3,027 sqft · built 2019
Lot Size	0.186 acres (8,100 sqft)
Owner	Individual Name on Record
Last Sale	$507,640 (Aug 2022)
Tax Bill	$7,094 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1G3808500203800000`

Property Details

APN / Parcel Number

Primary APN	`1G3808500203800000`
Alternative APNs	`000000159176` `000000242595` `000000275304` `159176`

Interior

Stories	2 Stories
Building Area	3,027 sqft Living Area
Gross Area	3,642 sqft
1st Floor Area	1,822 sqft
2nd Floor Area	12,057 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,100 sqft (0.186 acres)
Lot Dimensions	135 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	370 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	125 sqft
Patio Area	1,212 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	913 CARDIFF
City	CIBOLO
State	TX
Zip	78108-3969
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MESA @ TURNING STONE UNIT #5 BLOCK 2 LOT 38 0.186 AC
Legal Subdivision	MESA @ TURNING STONE UNIT #5
Legal Tract	38
Legal Block	2
Legal Lot Number	38
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	3
Census Block	3007
Census Tract	210613

Owner

Source: Guadalupe County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	913 CARDIFF, CIBOLO, TX 78108-3969
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2022	Vendor's Lien, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Oct 1, 2019	Grant Deed, Subdivision Related Transfer CLM MTG
Apr 5, 2017	Warranty Deed, Transfer N TITLE COMPANY, N TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2022 · Amount on Record
Deed Sale	Aug 10, 2022 · Amount on Record
Prior Sale	Oct 1, 2019 · Amount on Record
Deed Document Number	202224749
Prior Transfer Date	Sep 26, 2019
Prior Transfer Doc	0099022384
Record Updated	Sep 20, 2026

August 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GUADALUPE TX
Recording Date	Aug 10, 2022
Property Address	913 CARDIFF, CIBOLO, TX 78108-3969
Document Number	0099024749
Map Reference	VOL 8 PG 425
Instrument Date	Aug 8, 2022
Instrument	202299024749
Transaction Type	Transfer
Record Updated	Nov 3, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	913 CARDIFF, CIBOLO, TX 78108-3969

Mortgage

Document Number	0099024750
Date	Aug 10, 2022
Instrument	202299024750

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

October 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	GUADALUPE TX
Recording Date	Oct 1, 2019
Property Address	913 CARDIFF, CIBOLO, TX 78108-3969
Document Number	0000022384
Instrument Date	Sep 26, 2019
Instrument	22384
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 6, 2019
Title Company	N TITLE COMPANY, N TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	913 CARDIFF CIBOLO TX 781083969, CIBOLO, TX 78108-3969

Mortgage

Document Number	22385
Date	Oct 1, 2019
Instrument	22385

Lender

Name	CLM MTG
Type	Mortgage Company
Address	HOUSTON, TX 77067

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 30, 2049

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUADALUPE TX
Recording Date	Apr 5, 2017
Property Address	913 CARDIFF, CIBOLO, TX 78108-3969
Document Number	0000007562
Instrument Date	Mar 29, 2017
Instrument	7562
Transaction Type	Transfer
Record Updated	Nov 6, 2019
Title Company	N TITLE COMPANY, N TITLE CO

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	1846 N LOOP 1604 W #200 SAN ANTONIO TX 782484541, 200, SAN ANTONIO, TX 78248-4541
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Cibolo City
County	Guadalupe County
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$475,328 (+6.42%) Land $68,075 Building $407,253	$475,328 (+6.42%) Land $68,075 Building $407,253
2025	$7,094.00 (-14.6%) Homeowner's exemption	$446,671 (-11.84%) Land $46,271 Building $400,400	$446,671 (-11.84%) Land $46,271 Building $400,400
2024	$8,307.00 (-3.77%)
2023	$8,632.00 (-11.43%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$506,654 Land $74,865 Building $431,789	$506,654 Land $74,865 Building $431,789
2022	$9,746.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Guadalupe Valley Electric Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: VTX Communications.

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