Berrien County property record for 903 State St, Saint Joseph, MI 49085
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,958 sqft · built 1834 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Company Name on Record |
| Last Sale | $438,000 (Nov 2017) |
| Tax Bill | $11,144 (2025) |
| Deeds & Mortgages | May 2025 Transfer Nov 2022 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 76-3160-0111-00-1 |
| Primary APN | 76-3160-0111-00-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,958 sqft Living Area |
| 1st Floor Area | 1,479 sqft |
| Basement Area | 496 sqft |
| Year Built | Built 1834 |
|---|---|
| Effective Year Built | Effective 1834 |
| Lot Area | 4,356 sqft (0.1 acres) |
| Lot Dimensions | 132 ft deep x 33 ft wide |
| Garage Area | 632 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 903 STATE ST |
|---|---|
| City | SAINT JOSEPH |
| State | MI |
| Zip | 49085-1463 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 - E |
| Legal Description | COM AT NELY COR OF LOT 8 BLK 42 HOYT'S ADD TO CITY OF ST JOSEPH TH S30DEGW 33' TH N60DEGW 132' TH N30DEGE 33' TH S60DEGE 132' |
| Legal Subdivision | HOYTS ADD |
| Legal Block | 42 |
| Legal Lot Number | 8 |
| Legal Unit | 8 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | ST. JOSEPH |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 801 |
Source: Berrien County records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1227 WATERFORD DR, MORTON, IL 61550-9088 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| May 27, 2025 | Intrafamily Transfer, Transfer |
| Nov 17, 2022 | Intrafamily Transfer, Transfer |
| Aug 8, 2022 | Intrafamily Transfer, Transfer |
| Nov 16, 2017 | Warranty Deed, Transfer · Conventional Mortgage HORIZON BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 16, 2017 · Amount on Record |
| Deed Sale | Nov 16, 2017 · Amount on Record |
| Prior Sale | Mar 24, 2004 |
| Deed Document Number | 20173189-2535 |
| Deed Book / Page | 3189 / 2535 |
| Last Transfer Date | Nov 17, 2022 |
| Transfer Doc | 03392/1792 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | May 27, 2025 |
| Property Address | 903 STATE ST, SAINT JOSEPH, MI 49085-1463 |
| Document Number | 03451/2044 |
| Book / Page | 3451 / 2044 |
| Instrument Date | May 8, 2025 |
| Instrument | 2025433333 |
| Transaction Type | Transfer |
| Record Updated | Jun 5, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1227 WATERFORD DR, MORTON, IL 61550-9088 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Nov 17, 2022 |
| Property Address | 903 STATE ST, SAINT JOSEPH, MI 49085-1463 |
| Document Number | 03392/1792 |
| Book / Page | 3392 / 1792 |
| Instrument Date | Oct 28, 2022 |
| Instrument | 2022367466 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1227 WATERFORD DR, MORTON, IL 61550-9088 |
| Name | Verified Name |
|---|---|
| Address | 1227 WATERFORD DR, MORTON, IL 61550-9088 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Aug 8, 2022 |
| Property Address | 903 STATE ST, SAINT JOSEPH, MI 49085-1463 |
| Document Number | 003382/339 |
| Book / Page | 3382 / 339 |
| Instrument Date | Jul 29, 2022 |
| Instrument | 2022359542 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 733 SW WASHINGTON ST, PEORIA, IL 61602-1657 |
| Name | Verified Name |
|---|---|
| Address | 1227 WATERFORD DR, MORTON, IL 61550-9088 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Nov 16, 2017 |
| Property Address | 903 STATE ST, SAINT JOSEPH, MI 49085-1463 |
| Document Number | 03189/2535 |
| Book / Page | 3189 / 2535 |
| Instrument Date | Nov 7, 2017 |
| Instrument | 3189-2535 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 300 WOLF CROSSING DR, MORTON, IL 61550-7803 |
| Document Number | 0031892538 |
|---|---|
| Date | Nov 16, 2017 |
| Instrument | 3189-2538 |
| Name | HORIZON BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2047 |
Source: Berrien County assessment roll, as of June 5, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $296,800 (-14.64%) | $593,600 (-14.64%) | |
| 2025 | $11,144.00 (+2.65%) | $347,700 (+15.9%) | $695,400 (+15.9%) |
| 2024 | $10,856.00 (+9.57%) | ||
| 2023 | $300,000 | $600,000 | |
| 2022 | $9,908.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST JOSEPH serves 7,930 people · EPA ID MI0006310 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 702 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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