Berrien County property record for 906 State St, Saint Joseph, MI 49085
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,538 sqft · built 1890 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $57,900 (May 1986) |
| Tax Bill | $2,967 (2025) |
| Deeds & Mortgages | Mar 2017 Line of Credit Aug 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 76-3170-0050-00-0 |
| Primary APN | 76-3170-0050-00-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,538 sqft Living Area |
| 1st Floor Area | 1,146 sqft |
| Basement Area | 480 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Lot Area | 4,356 sqft (0.1 acres) |
| Lot Dimensions | 132 ft deep x 33 ft wide |
| Garage Area | 324 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 906 STATE ST |
|---|---|
| City | SAINT JOSEPH |
| State | MI |
| Zip | 49085-1464 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 - E |
| Legal Description | THE NELY 1/2 OF LOT 2 BLK 43 B C HOYT'S SECOND ADD TO CITY OF ST JOSEPH WHOSE SWLY LN IS PAR TO NELY LN OF SD LOT 2 |
| Legal Subdivision | HOYTS SECOND ADD |
| Legal Block | 43 |
| Legal Lot Number | 2 |
| Legal Unit | 2,2 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | ST. JOSEPH |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 801 |
Source: Berrien County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 906 STATE ST, SAINT JOSEPH, MI 49085-1464 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 14, 2017 | Deed of Trust, Mortgage · Line of Credit HORIZON BANK NA |
| Aug 14, 2020 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 5, 1986 · Amount on Record |
| Deed Sale | May 5, 1986 · Amount on Record |
| Prior Sale | Jan 11, 1984 · Amount on Record |
| Deed Book / Page | 1261 / 621 |
| Transfer Doc | 03286/2362 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 906 STATE ST, SAINT JOSEPH, MI 49085-1464 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 03165/3048 |
|---|---|
| Date | Mar 14, 2017 |
| Book Page | 3165/3048 |
| Name | HORIZON BANK NA |
|---|---|
| Type | Bank |
| Address | MICHIGAN CITY, IN 46360 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Feb 7, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Aug 14, 2020 |
| Property Address | 906 STATE ST, SAINT JOSEPH, MI 49085-1464 |
| Document Number | 03286/2362 |
| Book / Page | 3286 / 2362 |
| Map Reference | VOL 1 PG 18 |
| Instrument Date | Aug 5, 2020 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 906 STATE ST, SAINT JOSEPH, MI 49085-1464 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1618 NILES AVE, SAINT JOSEPH, MI 49085-1609 |
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $161,600 (+6.32%) | $323,200 (+6.32%) | |
| 2025 | $2,967.00 (+2.45%) Homeowner's exemption | $152,000 (+19.31%) | $304,000 (+19.31%) |
| 2024 | $2,896.00 (+9.24%) | ||
| 2023 | $127,400 | $254,800 | |
| 2022 | $2,651.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST JOSEPH serves 7,930 people · EPA ID MI0006310 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 702 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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