820 State St, Saint Joseph, MI 49085 Property Records

Berrien County property record for 820 State St, Saint Joseph, MI 49085

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 728 sqft · built 1910
Lot Size	0.05 acres (2,178 sqft)
Owner	Trust Name on File
Last Sale	$182,000 (Jun 2008)
Tax Bill	$4,830 (2025)
Deeds & Mortgages	Feb 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`76-3170-0039-00-6`

Property Details

APN / Parcel Number

Primary APN	`76-3170-0039-00-6`
Alternative APN	`11-76-3170-0039-00-6`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	728 sqft Living Area
1st Floor Area	728 sqft
Basement Area	728 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Lot Area	2,178 sqft (0.05 acres)
Lot Dimensions	66 ft deep x 33 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	820 STATE ST
City	SAINT JOSEPH
State	MI
Zip	49085-1441
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 - E
Legal Description	THE SWLY 1/2 OF SELY 1/2 OF LOT 4 BLK 27 B C HOYT'S SECOND ADD TO CITY OF ST JOSEPH WHOSE NELY & NWLY LNS ARE PAR TO SWLY & SELY LNS RESPECTIVELY OF LOT 4
Legal Subdivision	HOYTS SECOND ADD
Legal Block	27
Legal Lot Number	4
Legal Unit	4,4
Jurisdiction	BERRIEN MI
Township / Civil Division	ST. JOSEPH
Census Block Group	2
Census Block	2011
Census Tract	801

Owner

820 State St is held in a trust since January 2018.

Source: Berrien County records, as of September 28, 2026

Owner of Record	Trust Name on File
Mailing Address	21000 N EXMOOR AVE, BARRINGTON, IL 60010-2872
Owner Type	Company
Vesting	Trust, Irrevocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 13, 2008 · Amount on File
Deed Sale	Jun 13, 2008 · Amount on File
Prior Sale	Jun 15, 2005 · Amount on File
Deed Book / Page	2846 / 2504
Last Transfer Date	Jan 29, 2018
Transfer Doc	03196/1244
Record Updated	Oct 29, 2026

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERRIEN MI
Recording Date	Feb 1, 2018
Property Address	820 STATE ST, SAINT JOSEPH, MI 49085-1441
Document Number	03196/1244
Book / Page	3196 / 1244
Map Reference	LB1 PG18
Instrument Date	Jan 29, 2018
Instrument	3196-1244
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	838 N 5TH AVE, SAINT CHARLES, IL 60174-1225

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	21000 N EXMOOR AVE, BARRINGTON, IL 60010-2872

Tax Assessment & Valuation

The 2025 property tax bill for 820 State St was $4,830, down 0.3% from the year before.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	St. Joseph City
Unified School District	St. Joseph Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$121,900 (+7.59%)	$243,800 (+7.59%)
2025	$4,830.00 (-0.29%)	$113,300	$226,600
2024	$4,844.00
2023		$97,900	$195,800
2022	$4,294.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 820 State St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 820 State St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST JOSEPH serves 7,930 people · EPA ID MI0006310
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 702 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20