903 E Canal St, Troy, OH 45373 Property Records

Miami County property record for 903 E Canal St, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 702 sqft · built 1885
Lot Size	0.06 acres (2,614 sqft)
Owner	2 Individual Names on Record
Last Sale	$26,600 (Oct 2017)
Tax Bill	$1,087 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Oct 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`D08-032690`

Property Details

APN / Parcel Number

Primary APN	`D08-032690`
Alternative APNs	`050627.2-22-011-00` `D08SE009 00200`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	702 sqft Living Area
1st Floor Area	702 sqft
Basement Area	175 sqft

Exterior

Year Built	Built 1885
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	2,614 sqft (0.06 acres)
Lot Dimensions	70 ft deep x 35 ft wide
Porch	Enclosed Porch
Porch Area	145 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Sewer	Connected

Location & Zoning

Old Parcel Number	D08SE009 00200
Street Address	903 E CANAL ST
City	TROY
State	OH
Zip	45373-3741
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IL 3217 34.8
Legal Subdivision	CITY/TROY
Legal Lot Number	3217
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	3
Census Block	3007
Census Tract	365200

Owner

Source: Miami County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	903 E CANAL ST, TROY, OH 45373-3741
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
Oct 19, 2017	Warranty Deed, Transfer ATTORNEY ONLY
Sep 27, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2017 · Amount on Record
Deed Sale	Oct 19, 2017 · Amount on Record
Prior Sale	Sep 27, 2017 · Amount on Record
Deed Document Number	2164
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	903 E CANAL ST, TROY, OH 45373-3741
Transaction Type	Mortgage
Record Updated	Aug 25, 2022
Title Company	FIRST OHIO TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001170
Date	Jan 21, 2022
Instrument	2022OR-01170

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Oct 19, 2017
Property Address	903 E CANAL ST, TROY, OH 45373-3741
Document Number	0000012751
Instrument Date	Oct 17, 2017
Instrument	12751
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$53.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13201 RUNKLE RD ST PARIS OH 430729613, ST PARIS, OH 43072-9613

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIAMI OH
Recording Date	Sep 27, 2017
Property Address	903 E CANAL ST, TROY, OH 45373-3741
Document Number	0000011795
Instrument Date	Sep 25, 2017
Instrument	11795
Transaction Type	Transfer
Record Updated	Oct 16, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$97.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	118 WILLIAMS ST TROY OH 453733762, TROY, OH 45373-3762

Tax Assessment & Valuation

Source: Miami County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,087.00 (+42.09%)	$30,870 (+55.75%) Land $4,480 Building $26,390	$88,200 (+55.83%) Land $12,800 Building $75,400
2024	$765.00 (+2.27%)	$19,820 (-) Land $4,660 Building $15,160
2023	$748.00 (+16.88%)	$19,820 (-) Land $4,660 Building $15,160	$56,600 (-) Land $13,300 Building $43,300
2022	$640.00	$19,820 Land $4,660 Building $15,160	$56,600 Land $13,300 Building $43,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

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