906 E Canal St, Troy, OH 45373 Property Records

Miami County property record for 906 E Canal St, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,248 sqft · built 1890
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (May 2025)
Tax Bill	$1,802 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`D08-017880`

Property Details

APN / Parcel Number

Primary APN	`D08-017880`
Alternative APNs	`050627.2-30-005-00` `D08SE021 01100`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	1,032 sqft
Attic Area	216 sqft
Basement Area	902 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	135 ft deep x 48 ft wide
Garage Type	Detached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	232 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Old Parcel Number	D08SE021 01100
Street Address	906 E CANAL ST
City	TROY
State	OH
Zip	45373-3742
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 1548 48
Legal Lot Number	1548 48
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	3
Census Block	3011
Census Tract	365200

Owner

Source: Miami County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	906 E CANAL ST, TROY, OH 45373-3742
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2026	Deed of Trust, Mortgage · FHA Mortgage DELMAR FINANCIAL CO
Dec 27, 2021	Warranty Deed, Transfer · Conventional Mortgage DELMAR FINANCIAL CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2025 · Amount on Record
Deed Sale	May 23, 2025 · Amount on Record
Prior Sale	Dec 27, 2021 · Amount on Record
Deed Document Number	869
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	906 E CANAL ST, TROY, OH 45373-3742
Transaction Type	Mortgage
Record Updated	Apr 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	906 E CANAL ST, TROY, OH 45373-3742

Mortgage

Document Number	0000002606
Date	Mar 5, 2026
Instrument	2026OR-02606

Lender

Name	DELMAR FINANCIAL CO
Type	Funding / Finance Company
Address	1066 EXECUTIVE PARKWAY DR STE 100, SAINT LOUIS, MO 63141

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Dec 27, 2021
Property Address	906 E CANAL ST, TROY, OH 45373-3742
Document Number	0000022333
Map Reference	MB 2 PG 108
Instrument Date	Dec 22, 2021
Instrument	2021OR-22333
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	HOME SERVICES TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	906 E CANAL ST, TROY, OH 45373-3742

Mortgage

Document Number	0000022334
Date	Dec 27, 2021
Instrument	2021OR-22334

Lender

Name	DELMAR FINANCIAL CO
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Miami County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,802.00 (+39.69%) Homeowner's exemption	$50,890 (+54.82%) Land $7,840 Building $43,050	$145,400 (+54.85%) Land $22,400 Building $123,000
2024	$1,290.00 (+4.12%) Homeowner's exemption	$32,870 (-) Land $8,160 Building $24,710
2023	$1,239.00 (+17%) Homeowner's exemption	$32,870 (-) Land $8,160 Building $24,710	$93,900 (-) Land $23,300 Building $70,600
2022	$1,059.00 Homeowner's exemption	$32,870 Land $8,160 Building $24,710	$93,900 Land $23,300 Building $70,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

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