St. Joseph County property record for 903 Arnold St, Three Rivers, MI 49093
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,080 sqft |
| Lot Size | 0.42 acres (18,295 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,814 (2025) |
| Deeds & Mortgages | Dec 2017 Line of Credit Dec 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-310-001-00 |
| Primary APN | 051-310-001-00 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 2,080 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Basement Area | 1,040 sqft |
| Unfinished Basement | 1,000 sqft |
| Lot Area | 18,295 sqft (0.42 acres) |
|---|---|
| Lot Dimensions | 132 ft deep x 140 ft wide |
| Garage Area | 1,416 sqft |
| Parking Spaces | 5 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 903 ARNOLD ST |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-9571 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | I-1 |
| Legal Description | LOTS 1 & 2 BLK 1 COOK'S ADDITION CITY OF THREE RIVERS. (BDY CHG W/051-310-001-10 MAY/06) |
| Legal Subdivision | COOK'S ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 1-2 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | THREE RIVERS |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 40300 |
Source: St. Joseph County records, as of July 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 27252 OAK DR, STURGIS, MI 49091-8825 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 14, 2017 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Dec 1, 2017 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 9, 2002 |
| Deed Sale | Dec 9, 2002 |
| Prior Sale | May 12, 2000 · Amount on Record |
| Deed Book / Page | 1105 / 615 |
| Last Transfer Date | May 16, 2006 |
| Transfer Doc | 1376/0066 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 903 ARNOLD ST, THREE RIVERS, MI 49093-9571 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1897/0083 |
|---|---|
| Date | Dec 14, 2017 |
| Book Page | 1897/0083 |
| Instrument | 1897-0083 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PORTAGE, MI 49024 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 903 ARNOLD ST, THREE RIVERS, MI 49093-9571 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1895/0672 |
|---|---|
| Date | Dec 1, 2017 |
| Book Page | 1895/0672 |
| Instrument | 1895-0672 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PORTAGE, MI 49024 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: St. Joseph County assessment roll, as of July 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| Municipality | Three Rivers City |
| Unified School District | Three Rivers Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $114,000 (+2.61%) Land $8,600 Building $105,400 | $228,000 (+2.61%) Land $17,200 Building $210,800 | |
| 2025 | $1,814.00 (+13.45%) | $111,100 (+31.95%) Land $8,400 Building $102,700 | $222,200 (+31.95%) Land $16,800 Building $205,400 |
| 2023 | $84,200 Land $5,600 Building $78,600 | $168,400 Land $11,200 Building $157,200 | |
| 2022 | $1,599.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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