Kane County property record for 901 James St, Geneva, IL 60134
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,817 sqft · built 1946 |
| Lot Size | 0.243 acres (10,601 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $380,000 (Oct 2011) |
| Tax Bill | $14,386 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage May 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-03-307-023 |
| Primary APN | 12-03-307-023 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,817 sqft Living Area |
| Gross Area | 2,383 sqft |
| Basement Area | 566 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Lot Area | 10,601 sqft (0.243 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 901 JAMES ST |
|---|---|
| City | GENEVA |
| State | IL |
| Zip | 60134-2015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PART OF SEC 03-39-8 DESC IN DOC 2002K131215 |
| Legal Range | 08 |
| Legal Township | 39 |
| Legal Section | 03 |
| Legal Subdivision | HOMEWOOD ADD/GENEVA |
| Legal Block | 2 |
| Legal Lot Number | 20 |
| Jurisdiction | KANE IL |
| Township / Civil Division | GENEVA |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 852607 |
901 James St is owned and occupied by two individuals who bought it in October 2011.
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 901 JAMES ST, GENEVA, IL 60134-2015 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| May 30, 2019 | Deed of Trust, Mortgage · Line of Credit CONSUMERS CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 28, 2011 · Amount on File |
| Deed Sale | Oct 28, 2011 · Amount on File |
| Prior Sale | Oct 17, 2002 · Amount on File |
| Deed Document Number | 201164652 |
| Prior Transfer Date | Jun 6, 2000 |
| Prior Transfer Doc | 0000044641 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 901 JAMES ST, GENEVA, IL 60134-2015 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000074749 |
|---|---|
| Date | Dec 3, 2020 |
| Instrument | 2020K074749 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 901 JAMES ST, GENEVA, IL 60134-2015 |
| Document Number | 0000023336 |
| Instrument Date | May 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2019 |
| Title Company | AMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TITLE ASSN |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 901 JAMES ST GENEVA IL 601342015, GENEVA, IL 60134-2015 |
| Document Number | 0000023336 |
|---|---|
| Date | Jun 6, 2019 |
| Instrument | 23336 |
| Name | CONSUMERS CU |
|---|---|
| Type | Credit Union |
| Address | GURNEE, IL 60031-1811 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jun 5, 2029 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 901 James St was $14,386 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Geneva Township |
| Municipality | Geneva City |
| Unified School District | Geneva Community Unit School District 304 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,386.00 Homeowner's exemption | $207,189 (+8.5%) Land $52,977 Building $154,212 | $621,816 (+8.5%) Land $158,995 Building $462,821 |
| 2024 | $190,958 Land $48,827 Building $142,131 | $573,103 Land $146,540 Building $426,564 | |
| 2022 | $12,128.00 (+2.99%) Homeowner's exemption | $161,306 (+3.86%) Land $41,245 Building $120,061 | $483,918 (+3.86%) Land $123,735 Building $360,183 |
| 2021 | $11,776.00 Homeowner's exemption | $155,311 Land $39,712 Building $115,599 | $465,933 Land $119,136 Building $346,797 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 901 James St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 901 James St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 61% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA serves 21,247 people · EPA ID IL0890350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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