Kane County property record for 714 James St, Geneva, IL 60134
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,660 sqft · built 1990 |
| Lot Size | 0.47 acres (2,059 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $36,000 (Jun 2008) |
| Tax Bill | $7,636 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit May 2017 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-03-378-067 |
| Primary APN | 12-03-378-067 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,660 sqft Living Area |
| Gross Area | 2,406 sqft |
| Basement Area | 746 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Lot Area | 2,059 sqft (0.47 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 714 JAMES ST |
|---|---|
| City | GENEVA |
| State | IL |
| Zip | 60134-2102 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2 ST TOWNHOUSE DENALCO REDEVELOP |
| Legal Subdivision | 700 JAMES STREET TWNHSES DENAL |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | KANE IL |
| Township / Civil Division | GENEVA |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 852608 |
714 James St is owner-occupied and held in a trust since September 2019.
Source: Kane County records, as of August 6, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 714 JAMES ST, GENEVA, IL 60134-2102 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 5, 2026 | Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK |
| May 26, 2017 | Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK |
| Mar 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST ST BK/ST CHARLES |
| Sep 19, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 4, 2008 · Amount on File |
| Deed Sale | Jun 4, 2008 · Amount on File |
| Prior Sale | May 26, 2004 · Amount on File |
| Deed Document Number | 200846943 |
| Last Transfer Date | Sep 11, 2019 |
| Transfer Doc | 0000043796 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 5, 2026 |
| Property Address | 714 JAMES ST, GENEVA, IL 60134-2102 |
| Document Number | 0000023289 |
| Instrument Date | Jun 1, 2026 |
| Instrument | 202623289 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust, 284 |
| Document Number | 0000023289, |
|---|---|
| Date | Jun 5, 2026 |
| Instrument | 202623289 |
| Name | FIRST STATE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jun 1, 2031 |
| Rate | 7.75% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 714 JAMES ST, GENEVA, IL 60134-2102 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000026863 |
|---|---|
| Date | May 26, 2017 |
| Instrument | 2017K026863 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Address | MENDOTA, IL 61342 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | May 22, 2022 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 714 JAMES ST, GENEVA, IL 60134-2102 |
| Document Number | 0000015680 |
| Instrument Date | Mar 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 714 JAMES ST GENEVA IL 601342102, GENEVA, IL 60134-2102 |
| Document Number | 0000015680 |
|---|---|
| Date | Mar 30, 2020 |
| Instrument | 15680 |
| Name | FIRST ST BK/ST CHARLES |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, IL 60174 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 29, 2035 |
| Rate | 3% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Sep 19, 2019 |
| Property Address | 714 JAMES ST, GENEVA, IL 60134-2102 |
| Document Number | 0000043796 |
| Instrument Date | Sep 11, 2019 |
| Instrument | 43796 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 714 JAMES ST GENEVA IL 601342102, GENEVA, IL 60134-2102 |
The 2025 property tax bill for 714 James St was $7,636 with exemptions applied, up 4.3% from the year before.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Geneva Township |
| Municipality | Geneva City |
| Unified School District | Geneva Community Unit School District 304 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,636.00 (+4.33%) Homeowner's exemption Senior Citizen's exemption | $121,734 (+8.5%) Land $33,713 Building $88,021 | $365,348 (+8.5%) Land $101,179 Building $264,169 |
| 2024 | $7,319.00 | $112,197 Land $31,072 Building $81,125 | $336,726 Land $93,253 Building $243,472 |
| 2022 | $7,412.00 (+3.09%) Homeowner's exemption | $94,775 (+3.86%) Land $26,247 Building $68,528 | $284,325 (+3.86%) Land $78,741 Building $205,584 |
| 2021 | $7,190.00 Homeowner's exemption | $91,253 Land $25,272 Building $65,981 | $273,759 Land $75,816 Building $197,943 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 714 James St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 714 James St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA serves 21,247 people · EPA ID IL0890350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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