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901 E Water St, Prospect, OH 43342 Property Records

Marion County property record for 901 E Water St, Prospect, OH 43342 · Last verified March 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 2,092 sqft · built 1910
Lot Size0.124 acres (5,406 sqft)
Owner2 Individual Names on File
Last Sale$128,000 (Jan 2020)
Tax Bill$2,256 (2025)
Deeds & MortgagesJan 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN27-001001.7000

Property Details

APN / Parcel Number

Primary APN27-001001.7000

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,092 sqft Living Area
1st Floor Area1,224 sqft
2nd Floor Area868 sqft
Upper Floors Area868 sqft
Basement Area868 sqft
FlooringCarpet
Interior WallsBlock

Exterior

Year BuiltBuilt 1910
Construction TypeFrame
Roof MaterialSlate
Lot Area5,406 sqft
Lot Width41.3 ft Width
Garage TypeDetached
Garage Area364 sqft

Utilities, Heating & Cooling

Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address901 E WATER ST
CityPROSPECT
StateOH
Zip43342-9710
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCHRISTIAN & JANE GAST LOT 314 PG 15 101 1.00 170.00
Legal SubdivisionCHRISTIAN GASTS ADD
Legal Lot Number314
JurisdictionMARION OH
Township / Civil DivisionPROSPECT
Census Block Group1
Census Block1023
Census Tract10500

Owner

Source: Marion County records · APN 27-001001.7000

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address901 E WATER ST, PROSPECT, OH 43342-9710
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 28, 2020 · Amount on Record
Deed SaleJan 28, 2020 · Amount on Record
Deed Document Number0015020929
Deed Book / Page001502 / 000929
Record UpdatedJun 08, 2026

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARION OH
Recording DateJan 28, 2020
Property Address901 E WATER ST, PROSPECT, OH 43342-9710
Document Number0015020929
Book / Page001502 / 000929
Instrument DateJan 24, 2020
Instrument564
Transaction TypeTransfer
Record UpdatedFeb 28, 2020
Title CompanyCT TITLE CORPORATION, CT TITLE CORP

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$512.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address901 E WATER ST PROSPECT OH 433429710, PROSPECT, OH 43342-9710

Mortgage

Document Number15020931
DateJan 28, 2020
Book Page001502/000931
Instrument565
Lender
NameFAHEY BKNG
TypeFunding / Finance Company
AddressMARION, OH 43302
Agreement
AmountAmount Recorded
Term360 Months
DueJan 27, 2050

Tax Assessment & Valuation

Source: Marion County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateOhio
CountyMarion County
County SubdivisionProspect Township
MunicipalityProspect Village
Unified School DistrictElgin Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,256.00 (+15.4%)$56,290 (+38.61%) Land $5,480 Building $50,810$160,830 (+38.61%) Land $15,660 Building $145,170
2024$1,955.00 (+0.93%)$40,610 (-) Land $5,740 Building $34,870
2023$1,937.00 (-0.31%)$40,610 (-) Land $5,740 Building $34,870
2022$1,943.00$40,610 Land $5,740 Building $34,870$116,030 Land $16,400 Building $99,630

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Marion County (39101C), updated October 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 391010105001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 44 individual NFIP policies nearby
Nearby Flood Policies44 in force
Nearby Flood Claims82 (1978–2025)
Claims Outside the SFHA7 of 82
Most Recent ClaimApr 2025, river or lake flooding
Claims By Storm
  • Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 12 claims
  • Severe Storms And Flooding, Aug 1995 · 17 claims
  • Severe Storms & Flooding, Jul 1987 · 7 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 328 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber7,000 / 7,000
SpectrumCable1,000 / 1,000
Mercury BroadbandFixed Wireless (licensed-by-rule)150 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon, Spectrum, Little Miami Gig. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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