Marion County property record for 902 E Water St, Prospect, OH 43342 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,640 sqft · built 1870 |
| Lot Size | 0.125 acres (5,445 sqft) |
| Owner | Individual Name on File |
| Last Sale | $73,800 (Dec 2013) |
| Tax Bill | $1,805 (2025) |
| Deeds & Mortgages | Mar 2020 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-0020016.200 |
| Primary APN | 27-0020016.200 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,640 sqft Living Area |
| 1st Floor Area | 1,080 sqft |
| Upper Floors Area | 560 sqft |
| Flooring | Carpet |
| Interior Walls | Block |
| Year Built | Built 1870 |
|---|---|
| Effective Year Built | Effective 1870 |
| Construction Type | Frame |
| Roof Material | Other |
| Lot Area | 5,445 sqft (0.125 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 902 E WATER ST |
|---|---|
| City | PROSPECT |
| State | OH |
| Zip | 43342-9710 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PETER LEIST 1ST LOT 368 PG 10 101 2.00 162.00 |
| Legal Subdivision | PETER LEIST 1ST |
| Legal Lot Number | 368 |
| Jurisdiction | MARION OH |
| Township / Civil Division | PROSPECT |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 10500 |
Source: Marion County records · APN 27-0020016.200
Assessment roll updated February 9, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 902 E WATER ST, PROSPECT, OH 43342-9710 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 19, 2013 · Amount on Record |
| Deed Sale | Dec 19, 2013 · Amount on Record |
| Prior Sale | Jul 21, 1999 · Amount on Record |
| Deed Document Number | 20138481 |
| Deed Book / Page | 1275 / 869 |
| Record Updated | Sep 20, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MARION OH |
| Property Address | 902 E WATER ST, PROSPECT, OH 43342-9710 |
| Document Number | 0015090963 |
| Instrument Date | Mar 31, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 902 E WATER ST PROSPECT OH 433429710, PROSPECT, OH 43342-9710 |
| Document Number | 0015090963 |
|---|---|
| Date | Mar 31, 2020 |
| Book Page | 001509/000963 |
| Instrument | 1973 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 30, 2050 |
| Rate | 4% |
|---|
Source: Marion County records · Assessment roll updated February 9, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Marion County |
| County Subdivision | Prospect Township |
| Municipality | Prospect Village |
| Unified School District | Elgin Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,805.00 (+14.31%) | $45,030 (+37.29%) Land $6,850 Building $38,180 | $128,660 (+37.3%) Land $19,570 Building $109,090 |
| 2024 | $1,579.00 (+0.96%) | $32,800 (-) Land $7,180 Building $25,620 | |
| 2023 | $1,564.00 (-0.32%) | $32,800 (-) Land $7,180 Building $25,620 | |
| 2022 | $1,569.00 | $32,800 Land $7,180 Building $25,620 | $93,710 Land $20,510 Building $73,200 |
Source: FEMA National Flood Hazard Layer, Marion County (39101C), updated October 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 391010105001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 44 individual NFIP policies nearby |
| Nearby Flood Policies | 44 in force |
| Nearby Flood Claims | 82 (1978–2025) |
| Claims Outside the SFHA | 7 of 82 |
| Most Recent Claim | Apr 2025, river or lake flooding |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 328 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Frontier | Fiber | 7,000 / 7,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Mercury Broadband | Fixed Wireless (licensed-by-rule) | 150 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon, Spectrum, Little Miami Gig. Availability varies by address; speeds are provider-advertised maximums, not measured.
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