Marion County property record for 813 E Water St, Prospect, OH 43342
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,708 sqft · built 1993 |
| Lot Size | 0.128 acres (5,604 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $72,000 (Jul 1999) |
| Tax Bill | $1,739 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-001001.7100 |
| Primary APN | 27-001001.7100 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,708 sqft Living Area |
| 1st Floor Area | 1,004 sqft |
| 2nd Floor Area | 704 sqft |
| Upper Floors Area | 704 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1993 |
|---|---|
| Construction Type | Frame |
| Roof Material | Metal |
| Lot Area | 5,604 sqft |
| Lot Width | 41.3 ft Width |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Heating System | Central |
|---|---|
| Heating Fuel | Electric |
| Street Address | 813 E WATER ST |
|---|---|
| City | PROSPECT |
| State | OH |
| Zip | 43342-9709 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHRISTIAN & JANE GAST LOT 315 PG 15 101 1.00 171.00 |
| Legal Subdivision | C GAST ADD |
| Legal Lot Number | 315 |
| Jurisdiction | MARION OH |
| Township / Civil Division | PROSPECT |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 10500 |
Source: Marion County records, as of February 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 813 E WATER ST, PROSPECT, OH 43342-9709 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 2, 1999 · Amount on Record |
| Deed Sale | Jul 2, 1999 · Amount on Record |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARION OH |
| Property Address | 813 E WATER ST, PROSPECT, OH 43342-9709 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0016670303 |
|---|---|
| Date | Aug 7, 2023 |
| Book Page | 1667/303 |
| Instrument | 2023-04169 |
| Name | GENEVA FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHANDLER, AZ 85225 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
Source: Marion County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Marion County |
| County Subdivision | Prospect Township |
| Municipality | Prospect Village |
| Unified School District | Elgin Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,739.00 (+0.87%) | $43,390 (+21.13%) Land $6,850 Building $36,540 | $123,970 (+21.14%) Land $19,570 Building $104,400 |
| 2024 | $1,724.00 (+0.94%) | $35,820 (-) Land $7,180 Building $28,640 | |
| 2023 | $1,708.00 (-0.35%) | $35,820 (-) Land $7,180 Building $28,640 | |
| 2022 | $1,714.00 | $35,820 Land $7,180 Building $28,640 | $102,340 Land $20,510 Building $81,830 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 44 policies |
| Nearby Flood Policies | 44 in force |
| Nearby Flood Claims | 82 (1978–2025) |
| Claims Outside the SFHA | 7 of 82 |
| Most Recent Claim | Apr 2025 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA OHIO - MARION private · serves 47,102 people · EPA ID OH5100414 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
May also be available: Bresco Broadband, Verizon.
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