810 E Water St, Prospect, OH 43342 Property Records

Marion County property record for 810 E Water St, Prospect, OH 43342

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,026 sqft · built 1940
Lot Size	0.107 acres (4,669 sqft)
Owner	Individual Name on Record
Last Sale	$132,500 (Jul 2023)
Tax Bill	$2,397 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Jan 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-0020015.900`

Property Details

APN / Parcel Number

Primary APN	`27-0020015.900`
Alternative APN	`030009300`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,026 sqft Living Area
1st Floor Area	828 sqft
Upper Floors Area	198 sqft
Flooring	Carpet
Interior Walls	Block

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Construction Type	Frame
Roof Material	Metal
Lot Area	4,669 sqft (0.107 acres)
Garage Type	Detached
Garage Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	810 E WATER ST
City	PROSPECT
State	OH
Zip	43342-9709
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PETER LEIST 1ST LOT 365 PG 10 101 2.00 159.00
Legal Subdivision	PETER LEIST 1ST
Legal Lot Number	365
Jurisdiction	MARION OH
Township / Civil Division	PROSPECT
Census Block Group	1
Census Block	1012
Census Tract	10500

Owner

Source: Marion County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	385 COUNTY LINE RD W, 200, WESTERVILLE, OH 43082-6062
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2023	Warranty Deed, Transfer · FHA Mortgage FIRST OHIO HOME FINANCE INC
Jan 5, 2017	Deed of Trust, Mortgage · Commercial Mortgage THE UNION BANK CO
Jan 21, 2020	Deed of Trust, Mortgage · Line of Credit THE UNION BK CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2023 · Amount on Record
Deed Sale	Jul 18, 2023 · Amount on Record
Prior Sale	Jun 27, 2006 · Amount on Record
Deed Document Number	20233752
Deed Book / Page	1664 / 835
Prior Transfer Date	Nov 3, 2016
Prior Transfer Doc	0013740014
Record Updated	Jun 8, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION OH
Recording Date	Jul 18, 2023
Property Address	810 E WATER ST, PROSPECT, OH 43342-9709
Document Number	0016640835
Book / Page	1664 / 835
Instrument Date	Jul 13, 2023
Instrument	2023-03752
Transaction Type	Transfer
Record Updated	Aug 3, 2023
Title Company	ESS TITLE AGENCY, ACCESS TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	385 COUNTY LINE RD W STE 200, 200, WESTERVILLE, OH 43082-6062

Mortgage

Document Number	0202303753
Date	Jul 18, 2023
Instrument	2023-03753

Lender

Name	FIRST OHIO HOME FINANCE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION OH
Property Address	810 E WATER ST, PROSPECT, OH 43342-9709
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013800163
Date	Jan 5, 2017
Book Page	1380/163
Instrument	2017-00093

Lender

Name	THE UNION BANK CO
Type	Bank
Address	MARION, OH 43302

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Dec 8, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION OH
Property Address	810 E WATER ST, PROSPECT, OH 43342-9709
Document Number	0015020293
Instrument Date	Jan 21, 2020
Transaction Type	Mortgage
Record Updated	Feb 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	810 E WATER ST PROSPECT OH 433429709, PROSPECT, OH 43342-9709

Mortgage

Document Number	0015020293
Date	Jan 22, 2020
Book Page	001502/000293
Instrument	437

Lender

Name	THE UNION BK CO
Type	Bank
Address	MARION, OH 43302

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 21, 2030

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Marion County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Marion County
County Subdivision	Prospect Township
Municipality	Prospect Village
Unified School District	Elgin Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,397.00 (+17.56%)	$59,820 (+41.22%) Land $5,850 Building $53,970	$170,910 (+41.22%) Land $16,710 Building $154,200
2024	$2,039.00 (-1.55%)	$42,360 (-) Land $6,130 Building $36,230
2023	$2,071.00 (+44.83%)	$42,360 (+45.32%) Land $6,130 Building $36,230
2022	$1,430.00	$29,150 Land $6,130 Building $23,020	$121,020 Land $17,510 Building $103,510

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Nearby Flood Policies	44 in force
Nearby Flood Claims	82 (1978–2025)
Claims Outside the SFHA	7 of 82
Most Recent Claim	Apr 2025 · river or lake flooding
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 12 claims Severe Storms And Flooding, Aug 1995 · 17 claims Severe Storms & Flooding, Jul 1987 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - MARION private · serves 47,102 people · EPA ID OH5100414
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Bresco Broadband, Verizon.

Nearby Properties on E Water St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures