901 E Main St, Stanford, KY 40484 Property Records

Lincoln County property record for 901 E Main St, Stanford, KY 40484

Property Summary

Property Type	Commercial
Lot Size	1.76 acres (77,049 sqft)
Owner	2 Individual Names on File
Tax Bill	$645 (2025)
Deeds & Mortgages	Jan 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`051-09-21-006.00`

Property Details

APN / Parcel Number

Primary APN	`051-09-21-006.00`
Alternative APN	`51-101`

Exterior

Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	77,049 sqft (1.76 acres)
Driveway	Concrete Driveway

Location & Zoning

Street Address	901 E MAIN ST
City	STANFORD
State	KY
Zip	40484-9700
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	BLDG & LOT
Legal Subdivision	JAMES GILBERT TRACT DIVISION
Jurisdiction	LINCOLN KY
Township / Civil Division	STANFORD
Census Block Group	1
Census Block	1003
Census Tract	920101

Owner

Source: Lincoln County records · APN 051-09-21-006.00

Assessment roll updated October 16, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	901 E MAIN ST, STANFORD, KY 40484-9700
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN KY
Property Address	901 E MAIN ST, STANFORD, KY 40484-9700
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 S LOOP DR, STANFORD, KY 40484-9528

Mortgage

Document Number	0000564/42
Date	Jan 22, 2026
Book Page	564/42
Instrument	2328469

Lender

Name	PBK BANK INC
Type	Bank
Address	STANFORD, KY 40484

Agreement

Amount	Amount Recorded
Term	299 Months
Due	Dec 30, 2050

Tax Assessment & Valuation

Source: Lincoln County records · Assessment roll updated October 16, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Lincoln County
Municipality	Stanford City
Unified School District	Lincoln County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$645.00 (-4.02%)	$70,000 (-) Land $10,000 Building $60,000	$70,000 (-) Land $10,000 Building $60,000
2024	$672.00
2023		$70,000 Land $10,000 Building $60,000	$70,000 Land $10,000 Building $60,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lincoln County (21137C), as of September 17, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211379201011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1982–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 143 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system KY0690417, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	STANFORD WATER WORKS serves 9,284 people
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.