Lincoln County property record for 905 E Main St, Stanford, KY 40484
| Property Type | Commercial |
|---|---|
| Lot Size | 0.216 acres (9,409 sqft) |
| Owner | Company Name on File |
| Last Sale | $3,644,890 (Aug 2023) |
| Tax Bill | $2,745 (2025) |
| Deeds & Mortgages | Feb 2025 Mortgage Dec 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-09-21-008.01 |
| Primary APN | 051-09-21-008.01 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|
| Construction Type | Frame |
|---|---|
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 9,409 sqft (0.216 acres) |
| Driveway | Asphalt Driveway |
| Street Address | 905 E MAIN ST |
|---|---|
| City | STANFORD |
| State | KY |
| Zip | 40484-9700 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | COMMERCIAL |
| Legal Description | BLD & .216 AC |
| Jurisdiction | LINCOLN KY |
| Township / Civil Division | STANFORD |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 920101 |
Source: Lincoln County records · APN 051-09-21-008.01
Assessment roll updated October 16, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 905 E MAIN ST, STANFORD, KY 40484-9700 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Feb 21, 2025 | Deed of Trust, Mortgage · Commercial Mortgage WHITAKER BANK INC |
| Dec 01, 2020 | Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 23, 2023 · Amount on Record |
| Deed Sale | Aug 23, 2023 · Amount on Record |
| Deed Book / Page | 55 / 733 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN KY |
| Property Address | 905 E MAIN ST, STANFORD, KY 40484-9700 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Name | Verified Name |
|---|---|
| Address | 905 E MAIN ST, STANFORD, KY 40484-9700 |
| Document Number | 000549/643 |
|---|---|
| Date | Feb 21, 2025 |
| Book Page | 549/643 |
| Instrument | 2301830 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40555 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 18, 2035 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LINCOLN KY |
| Recording Date | Dec 01, 2020 |
| Property Address | 905 E MAIN ST, STANFORD, KY 40484-9700 |
| Document Number | DEED457/308 |
| Book / Page | DEED 457 / 308 |
| Instrument Date | Oct 05, 2020 |
| Instrument | 464646 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 951 WITHROW CT, BARDSTOWN, KY 40004-2672 |
| Name | Verified Name |
|---|---|
| Address | 200 MERO ST, FRANKFORT, KY 40601-1920 |
| Investor | Possibly a Property Investor |
Source: Lincoln County records · Assessment roll updated October 16, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Lincoln County |
| Municipality | Stanford City |
| Unified School District | Lincoln County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,745.00 (-4.12%) | $298,000 (-) Land $50,000 Building $248,000 | $298,000 (-) Land $50,000 Building $248,000 |
| 2024 | $2,863.00 | ||
| 2023 | $298,000 Land $123,000 Building $175,000 | $298,000 Land $123,000 Building $175,000 |
Source: FEMA National Flood Hazard Layer as of September 17, 2010 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1982–2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 143 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | STANFORD WATER WORKS serves 9,284 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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