Lincoln County property record for 849 E Main St, Stanford, KY 40484
| Property Type | Farm - Irrigated or Dry |
|---|---|
| Lot Size | 2.63 acres (114,563 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $32,000 (Jul 2019) |
| Tax Bill | $313 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Jul 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-09-21-005.00 |
| Primary APN | 051-09-21-005.00 |
|---|---|
| Alternative APN |
|
| Roof Material | Metal |
|---|---|
| Lot Area | 114,563 sqft (2.63 acres) |
| Terrain | Rolling |
| Driveway | Driveway |
| Street Address | 849 E MAIN ST |
|---|---|
| City | STANFORD |
| State | KY |
| Zip | 40484-9794 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Farm - Irrigated or Dry |
| Legal Description | LOT (2.63 AC) & METAL BUILDING |
| Legal Subdivision | JAMES GILBERT TRACT DIVISION |
| Legal Lot Number | 2 |
| Jurisdiction | LINCOLN KY |
| Township / Civil Division | STANFORD |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 920101 |
Source: Lincoln County records · APN 051-09-21-005.00
Assessment roll updated October 16, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 901 E MAIN ST, STANFORD, KY 40484-9700 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 22, 2026 | Deed of Trust, Mortgage PBK BANK INC |
| Jul 02, 2019 | Deed, Transfer · Commercial Mortgage PBK BANK INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 02, 2019 · Amount on Record |
| Deed Sale | Jul 02, 2019 · Amount on Record |
| Deed Document Number | 2019343281 |
| Deed Book / Page | 447 / 577 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN KY |
| Property Address | 849 E MAIN ST, STANFORD, KY 40484-9794 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2026 |
| Name | Verified Name |
|---|---|
| Address | 85 S LOOP DR, STANFORD, KY 40484-9528 |
| Document Number | 0000564/42 |
|---|---|
| Date | Jan 22, 2026 |
| Book Page | 564/42 |
| Instrument | 2328469 |
| Name | PBK BANK INC |
|---|---|
| Type | Bank |
| Address | STANFORD, KY 40484 |
| Amount | Amount Recorded |
|---|---|
| Term | 299 Months |
| Due | Dec 30, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LINCOLN KY |
| Recording Date | Jul 02, 2019 |
| Property Address | 901 E MAIN ST, STANFORD, KY 40484-9700 |
| Document Number | DEED447/577 |
| Book / Page | DEED 447 / 577 |
| Map Reference | MB 3 PG 37 |
| Instrument Date | Jun 19, 2019 |
| Instrument | 343281 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16 LAKEVIEW DR, 16, LANCASTER, KY 40444-7628 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 110 LOGAN AVE, STANFORD, KY 40484-1332 |
| Document Number | 0000343282 |
|---|---|
| Date | Jul 02, 2019 |
| Instrument | 343282 |
| Name | PBK BANK INC |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Jun 21, 2039 |
Source: Lincoln County records · Assessment roll updated October 16, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Lincoln County |
| Municipality | Stanford City |
| Unified School District | Lincoln County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $313.00 (+1.95%) | $34,000 (+6.25%) Land $10,000 Building $24,000 | $34,000 (+6.25%) Land $10,000 Building $24,000 |
| 2024 | $307.00 | ||
| 2023 | $32,000 Land $27,000 Building $5,000 | $32,000 Land $27,000 Building $5,000 |
Source: FEMA National Flood Hazard Layer as of September 17, 2010 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1982–2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
| Broadband on Demand Fixed Wireless · not low latency | 25 / 5 |
| AT&T Fixed Wireless · DSL | 25 / 3 |
May also be available: Spectrum.
Based on FCC filings for 4 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | STANFORD WATER WORKS serves 9,284 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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