830 E Main St, Stanford, KY 40484 Property Records

Lincoln County property record for 830 E Main St, Stanford, KY 40484

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba
Lot Size0.39 acres (16,988 sqft)
OwnerIndividual Name on Record
Last Sale$30,000 (Sep 2007)
Tax Bill$1,179 (2025)
Deeds & MortgagesFeb 2020 Mortgage
Sep 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN051-09-20-002.00

Property Details

APN / Parcel Number

Primary APN051-09-20-002.00
Alternative APN
  • ST5-002-05

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story

Exterior

Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area16,988 sqft (0.39 acres)
DrivewayGravel Driveway
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Street Address830 E MAIN ST
CitySTANFORD
StateKY
Zip40484-8803
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRESIDENTIA
Legal DescriptionH & L & GAR
JurisdictionLINCOLN KY
Township / Civil DivisionSTANFORD
Census Block Group2
Census Block2033
Census Tract920103

Owner

Source: Lincoln County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address830 E MAIN ST, STANFORD, KY 40484-8803
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Woman, Separate Property

Deeds, Mortgages & Sale History

DateDocument
Feb 4, 2020Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
Sep 4, 2019Deed of Trust, Mortgage · Line of Credit
FIRST SOUTHERN NATIONAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 7, 2007 · Amount on Record
Deed SaleSep 7, 2007 · Amount on Record
Deed Document Number2007165553
Deed Book / Page373 / 481
Last Transfer DateApr 9, 2024
Record UpdatedSep 20, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN KY
Property Address830 E MAIN ST, STANFORD, KY 40484-8803
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberMTG475/396
DateFeb 4, 2020
Book PageMTG 475/396
Instrument460707
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term179 Months
DueJan 10, 2035

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN KY
Property Address830 E MAIN ST, STANFORD, KY 40484-8803
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberMTG471/189
DateSep 4, 2019
Book PageMTG 471/189
Instrument344147
Lender
NameFIRST SOUTHERN NATIONAL BANK
TypeBank
AddressSTANFORD, KY 40484
Agreement
TypeLine of Credit
AmountAmount Recorded
Term59 Months
DueAug 26, 2024
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of October 16, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyLincoln County
MunicipalityStanford City
Unified School DistrictLincoln County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,179.00 (+36.46%)$128,000 (+42.22%) Land $5,000 Building $123,000$128,000 (+42.22%) Land $5,000 Building $123,000
2024$864.00
2023$90,000 Land $31,700 Building $58,300$90,000 Land $31,700 Building $58,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2010

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTANFORD WATER WORKS
serves 9,284 people · EPA ID KY0690417
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Apr 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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