Osceola County property record for 901 16th St, Saint Cloud, FL 34769 · Last verified December 2025
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
|---|---|
| Bedrooms | 6 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2002 |
| Square Footage | 2,500 sqft Heated Area |
| Lot Size | 10,454 sqft (0.239 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $166,000 (2003) |
| Tax Bill | $6,289.00 (2025) |
| Primary APN | 79307 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4 Baths |
| Units | 2 Units |
| Building Area | 2,500 sqft Heated Area |
| 1st Floor | 2,500 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2002 |
|---|---|
| Exterior Material | Aluminum Siding Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 10,454 sqft (0.239 acres) |
| Depth X Width | 140 ft x 75 ft Depth x Width |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 79307 |
|---|---|
| Street Address | 901 16TH ST |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-4400 |
| Property Usage | Residential Property Usage |
| Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Description | ST CLOUD PB B PG 34 BLK 339 LOTS 1-3 11/26/30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD MULTIFAM SOUTH |
| Legal Tract | 1 |
| Legal Block | 339 |
| Legal Lot Number | 1-3 2 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 4 |
| Census Block | 4085 |
| Census Tract | 43500 |
Source: Osceola County records · APN 79307
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 901 16TH ST, SAINT CLOUD, FL 34769-4400 |
| Occupancy | Owner Occupied |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 16, 2003 · Amount on Record |
| Deed Sale | Jan 16, 2003 · Amount on Record |
| Prior Sale | Apr 24, 2002 · Amount on Record |
| Deed Doc Number | 0217801881 |
| Deed Book / Page | 02178 / 01881 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 901 16TH ST, SAINT CLOUD, FL 34769-4400 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0051991552 |
|---|---|
| Date | Aug 24, 2017 |
| Book Page | 5199/1552 |
| Instrument | 2017122828 |
| Name | UNIVERSAL MORTGAGE & FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Address | EDGEWATER, MD 21037 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2047 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,289.00 (+11.86%) | $406,400 (+0.35%) Land $51,000 Building $355,400 | $406,400 (+0.35%) Land $51,000 Building $355,400 |
| 2023 | $5,622.00 (+18.88%) | $405,000 (+35.91%) Land $44,200 Building $360,800 | $405,000 (+35.91%) Land $44,200 Building $360,800 |
| 2022 | $4,729.00 | $298,000 Land $44,200 Building $253,800 | $298,000 Land $44,200 Building $253,800 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone A |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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