Osceola County property record for 1007 16th St, Saint Cloud, FL 34769 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1982 |
| Square Footage | 1,014 sqft Heated Area |
| Lot Size | 6,534 sqft (0.15 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $338,000 (2023) |
| Tax Bill | $4,382.00 (2025) |
| Primary APN | 79300 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,014 sqft Heated Area |
| Gross Area | 1,635 sqft Gross Area |
| 1st Floor | 1,014 sqft 1st Floor |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,534 sqft (0.15 acres) |
| Depth X Width | 100 ft x 65 ft Depth x Width |
| Garage Type | Carport Garage |
| Carport | Carport |
| Patio Area | 48 sqft Patio |
| Porch | Enclosed Porch |
| Porch Area | 280 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 79300 |
|---|---|
| Street Address | 1007 16TH ST |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-4415 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ST CLOUD PB B PG 34 BLK 338 W 65 FT LOTS 1-4 11/26/30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD |
| Legal Tract | 1 |
| Legal Block | 338 |
| Legal Lot Number | 1-4 2 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 4 |
| Census Block | 4090 |
| Census Tract | 43500 |
Source: Osceola County records · APN 79300
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1007 16TH ST, SAINT CLOUD, FL 34769-4415 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 03, 2023 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| May 16, 2023 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 03, 2023 · Amount on Record |
| Deed Sale | Aug 03, 2023 · Amount on Record |
| Prior Sale | May 16, 2023 · Amount on Record |
| Deed Doc Number | 2023100643 |
| Deed Book / Page | 6451 / 1599 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Aug 03, 2023 |
| Property Address | 1007 16TH ST, SAINT CLOUD, FL 34769-4415 |
| Document Number | 0064511599 |
| Book / Page | 6451 / 1599 |
| Map Reference | MB B PG 33&34 |
| Instrument Date | Jul 21, 2023 |
| Instrument | 2023100643 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2023 |
| Title Company | RED DOOR TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,366.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14946 FELLS LN, ORLANDO, FL 32827-7477 |
| Name | Verified Name |
|---|---|
| Address | 1007 16TH ST, SAINT CLOUD, FL 34769-4415 |
| Document Number | 0064511605 |
|---|---|
| Date | Aug 03, 2023 |
| Instrument | 6451/1605 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 16, 2023 |
| Property Address | 1007 16TH ST, SAINT CLOUD, FL 34769-4415 |
| Document Number | 0064071553 |
| Book / Page | 6407 / 1553 |
| Map Reference | MB B PG 33&34 |
| Instrument Date | May 10, 2023 |
| Instrument | 2023062029 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Title Company | A CLEAR CHOICE TITLE AND ESCROW, A CLEAR CHOICE T&E OF OSCEOL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,750.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1421 COTTAGE AVE, POCATELLO, ID 83201-6004 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 14946 FELLS LN, ORLANDO, FL 32827-7477 |
| Document Number | 0064071554 |
|---|---|
| Date | May 16, 2023 |
| Instrument | 6407/1554 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2053 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,382.00 (+53.43%) | $244,600 (+15.6%) Land $46,800 Building $197,800 | $244,600 (+15.6%) Land $46,800 Building $197,800 |
| 2023 | $2,856.00 (+23.96%) | $211,600 (+52.45%) Land $34,000 Building $177,600 | $211,600 (+52.45%) Land $34,000 Building $177,600 |
| 2022 | $2,304.00 | $138,800 Land $30,600 Building $108,200 | $138,800 Land $30,600 Building $108,200 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone A |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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