Osceola County property record for 1019 16th St, Saint Cloud, FL 34769 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1991 |
| Square Footage | 1,269 sqft Living Area |
| Lot Size | 6,490 sqft (0.149 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $220,000 (2021) |
| Tax Bill | $2,997.00 (2025) |
| Primary APN | 01-26-30-0001-0338-0150 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,269 sqft Living Area |
| Gross Area | 2,080 sqft Gross Area |
| 1st Floor | 1,126 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Conventional Style |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,490 sqft (0.149 acres) |
| Depth X Width | 100 ft x 65 ft Depth x Width |
| Garage Type | Carport Garage |
| Garage Area | 165 sqft Garage |
| Carport | Carport |
| Carport Area | 165 sqft Carport |
| Porch Area | 406 sqft Porch |
| Utility Building | 144 sqft Utility Building |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 1019 16TH ST |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-4415 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ST CLOUD PB B PG 34 BLK 338 E 65 FT LOTS 15-18 11/26/30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD 2ND PLAT TOWN OF |
| Legal Tract | 1 |
| Legal Block | 338 |
| Legal Lot Number | 15 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 4 |
| Census Block | 4090 |
| Census Tract | 43500 |
Source: Osceola County records · APN 01-26-30-0001-0338-0150
Assessment roll updated November 26, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1019 16TH ST, SAINT CLOUD, FL 34769-4415 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 27, 2026 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Mar 05, 2021 | Warranty Deed, Transfer · Conventional Mortgage THE MORTGAGE FIRM INC |
| Jun 23, 2017 | Warranty Deed, Transfer STEWART TITLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 05, 2021 · Amount on Record |
| Deed Sale | Mar 05, 2021 · Amount on Record |
| Prior Sale | Jun 23, 2017 · Amount on Record |
| Deed Doc Number | 202133106 |
| Deed Book / Page | 5905 / 2139 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 27, 2026 |
| Property Address | 1019 16TH ST, SAINT CLOUD, FL 34769-4415 |
| Document Number | 0000068878 |
| Book / Page | 6977 / 575 |
| Instrument Date | May 17, 2026 |
| Instrument | 202668878 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1019 16TH ST, SAINT CLOUD, FL 34769-4415 |
| Document Number | 0000068878, |
|---|---|
| Date | May 27, 2026 |
| Book Page | 6977/575 |
| Instrument | 202668878 |
| Name | FIGURE LENDING LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 11, 2046 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 05, 2021 |
| Property Address | 1019 16TH ST, SAINT CLOUD, FL 34769-4415 |
| Document Number | 0059052139 |
| Book / Page | 5905 / 2139 |
| Map Reference | MB B PG 34 |
| Instrument Date | Mar 05, 2021 |
| Instrument | 2021033106 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | A CLEAR CHOICE TITLE AND ESCROW, A CLEAR CHOICE T&E OF OSCEOL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,540.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 701094, SAINT CLOUD, FL 34770-1094 |
| Name | Verified Name |
|---|---|
| Address | 1019 16TH ST, SAINT CLOUD, FL 34769-4415 |
| Document Number | 0059052140 |
|---|---|
| Date | Mar 05, 2021 |
| Instrument | 5905/2140 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 23, 2017 |
| Property Address | 1019 16TH ST, SAINT CLOUD, FL 34769-4415 |
| Document Number | 0051682363 |
| Book / Page | 005168 / 002363 |
| Instrument Date | Jun 14, 2017 |
| Instrument | 91921 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2017 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,099.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | PO BOX 701094 ST CLOUD FL 347701094, ST CLOUD, FL 34770-1094 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,997.00 (+6.47%) Homeowner's exemption | $210,363 (+5.99%) | $261,000 (+16.36%) Land $46,800 Building $214,200 |
| 2023 | $2,815.00 (+3.76%) Homeowner's exemption | $198,481 (+3%) | $224,300 (+16.4%) Land $34,000 Building $190,300 |
| 2022 | $2,713.00 Homeowner's exemption | $192,700 Land $30,600 Building $162,100 | $192,700 Land $30,600 Building $162,100 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone A |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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