Osceola County property record for 1001 16th St, Saint Cloud, FL 34769 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1977 |
| Square Footage | 1,354 sqft Heated Area |
| Lot Size | 7,405 sqft (0.169 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $160,000 (2018) |
| Tax Bill | $1,661.00 (2025) |
| Primary APN | 79299 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,354 sqft Heated Area |
| Gross Area | 1,519 sqft Gross Area |
| 1st Floor | 1,014 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1977 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,405 sqft (0.169 acres) |
| Depth X Width | 75 ft x 100 ft Depth x Width |
| Fence | Fence |
|---|---|
| Shed | 1 Shed |
| Shed Area | 80 sqft Shed |
| Porch | Enclosed Porch |
| Porch Area | 415 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 79299 |
|---|---|
| Street Address | 1001 16TH ST |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-4415 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ST CLOUD PB B PG 34 BLK 338 E 75 FT LOTS 1-4 11/26/30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD |
| Legal Tract | 1 |
| Legal Block | 338 |
| Legal Lot Number | 1-4 2 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 4 |
| Census Block | 4090 |
| Census Tract | 43500 |
Source: Osceola County records · APN 79299
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1001 16TH ST, SAINT CLOUD, FL 34769-4415 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 02, 2023 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Apr 16, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage CALIBER HOME LOANS INC |
| Jun 22, 2018 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage PACIFIC UNION FINANCIAL LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 22, 2018 · Amount on Record |
| Deed Sale | Jun 22, 2018 · Amount on Record |
| Prior Sale | Feb 16, 2004 · Amount on Record |
| Deed Doc Number | 2018097281 |
| Deed Book / Page | 5355 / 2773 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1001 16TH ST, SAINT CLOUD, FL 34769-4415 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1001 16TH ST, SAINT CLOUD, FL 34769-4415 |
| Document Number | 0063990121 |
|---|---|
| Date | May 02, 2023 |
| Book Page | 6399/121 |
| Instrument | 2023054486 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Apr 19, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1001 16TH ST, SAINT CLOUD, FL 34769-4415 |
| Transaction Type | Mortgage |
| Record Updated | May 05, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 1001 16TH ST, SAINT CLOUD, FL 34769-4415 |
| Document Number | 0059371631 |
|---|---|
| Date | Apr 16, 2021 |
| Book Page | 5937/1631 |
| Instrument | 2021058214 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 22, 2018 |
| Property Address | 1001 16TH ST, SAINT CLOUD, FL 34769-4415 |
| Document Number | 0053552773 |
| Book / Page | 5355 / 2773 |
| Map Reference | MB B PG33&34 |
| Instrument Date | May 31, 2018 |
| Instrument | 2018097281 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | LA ROSA TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,120.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3605 TREE LINE WAY, 3605, SAINT CLOUD, FL 34769-6508 |
| Name | Verified Name |
|---|---|
| Address | 1601 MARYLAND AVE, SAINT CLOUD, FL 34769-4548 |
| Document Number | 2018097282 |
|---|---|
| Date | Jun 22, 2018 |
| Instrument | 2018097282 |
| Name | PACIFIC UNION FINANCIAL LLC |
|---|---|
| Type | Lending Institution |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2048 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,661.00 (+7.37%) Homeowner's exemption | $135,722 (+5.99%) | $233,100 (+13.05%) Land $46,800 Building $186,300 |
| 2023 | $1,547.00 (+4.46%) Homeowner's exemption | $128,056 (+3%) | $206,200 (+18.57%) Land $42,500 Building $163,700 |
| 2022 | $1,481.00 Homeowner's exemption | $124,327 | $173,900 Land $35,100 Building $138,800 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone A |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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