900 W Drayton St, Ferndale, MI 48220 Property Records

Oakland County property record for 900 W Drayton St, Ferndale, MI 48220

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,472 sqft · built 1948
Lot Size	0.166 acres (7,231 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Dec 2016)
Tax Bill	$8,597 (2025)
Deeds & Mortgages	Feb 2024 Transfer Apr 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-25-28-402-033`

Property Details

APN / Parcel Number

Primary APN	`24-25-28-402-033`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,472 sqft Living Area
1st Floor Area	971 sqft
Basement Area	786 sqft
Finished Basement	786 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 2012
Architectural Style	Bungalow
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Raised
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,231 sqft (0.166 acres)
Lot Dimensions	120 ft deep x 40 ft wide
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	61 sqft
Deck Area	75 sqft
Patio Area	301 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	900 W DRAYTON ST
City	FERNDALE
State	MI
Zip	48220-2766
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T1N, R11E, SEC 28 ASSESSOR'S REPLAT OF THAT PART OF LOTS 1 TO 11, 15 & OUTLOT B SOUTH OF THE E & W LINE & ALL OF LOTS 16 TO 30, 33 TO 36 & OUTLOT A OF LA BELLE HEIGHTS SUB'N LOT 69 3-24-11 CORR
Legal Range	11E
Legal Township	01N
Legal Section	28
Legal Subdivision	LA BELLE HEIGHTS SUB
Legal Lot Number	B
Jurisdiction	OAKLAND MI
Township / Civil Division	FERNDALE
Census Block Group	3
Census Block	3002
Census Tract	173200

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	900 W DRAYTON ST, FERNDALE, MI 48220-2766
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2024	Intrafamily Transfer, Transfer
Apr 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Nov 18, 2016	Deed of Trust, Mortgage · Conventional with PMI RAYBURN T & D TRUST (RT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2016 · Amount on Record
Deed Sale	Dec 6, 2016 · Amount on Record
Prior Sale	Jun 29, 2006 · Amount on Record
Deed Document Number	2016231099
Deed Book / Page	50146 / 155
Last Transfer Date	Feb 2, 2024
Transfer Doc	0000015765
Record Updated	Oct 29, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Feb 15, 2024
Property Address	900 W DRAYTON ST, FERNDALE, MI 48220-2766
Document Number	0000015765
Book / Page	59169 / 667
Map Reference	LB 54 PG 40
Instrument Date	Feb 2, 2024
Instrument	15765
Transaction Type	Transfer
Record Updated	Feb 23, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	900 W DRAYTON ST, FERNDALE, MI 48220-2766

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	900 W DRAYTON ST, FERNDALE, MI 48220-2766

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	900 W DRAYTON ST, FERNDALE, MI 48220-2766
Document Number	0000069073
Instrument Date	Apr 25, 2019
Transaction Type	Mortgage
Record Updated	May 20, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	900 W DRAYTON ST FERNDALE MI 482202766, FERNDALE, MI 48220-2766

Mortgage

Document Number	0000069073
Date	May 3, 2019
Book Page	052793/000248
Instrument	69073

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 2, 2049

November 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	900 W DRAYTON ST, FERNDALE, MI 48220-2766
Document Number	0000015699
Book / Page	050322 / 000664
Instrument Date	Nov 18, 2016
Transaction Type	Mortgage
Record Updated	Mar 15, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	900 W DRAYTON ST FERNDALE MI 482202766, FERNDALE, MI 48220-2766

Mortgage

Document Number	0000015699
Date	Jan 26, 2017
Book Page	050322/000664
Instrument	15699

Lender

Name	RAYBURN T & D TRUST (RT)
Address	4541 RIVERCHASE DR, TROY, MI 48098-4190

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Ferndale City
Unified School District	Ferndale Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,597.00 (-3.17%) Homeowner's exemption	$203,150 (+7.18%)	$406,300 (+7.18%)
2024	$8,878.00 (+5.7%)
2023		$189,540	$379,080
2021	$8,399.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 22,105 people · EPA ID MI0002280
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	May 2021
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Nov 2020
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 788 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: WOW Internet, Cable & Phone.

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