Oakland County property record for 922 W Drayton St, Ferndale, MI 48220
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,705 sqft · built 1926 |
| Lot Size | 0.166 acres (7,231 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $208,500 (Dec 2005) |
| Tax Bill | $5,142 (2025) |
| Deeds & Mortgages | Jul 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-25-28-402-031 |
| Primary APN | 24-25-28-402-031 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,705 sqft Living Area |
| 1st Floor Area | 876 sqft |
| Basement Area | 823 sqft |
| Unfinished Basement | 823 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,231 sqft (0.166 acres) |
| Lot Dimensions | 120 ft deep x 60 ft wide |
| Garage Area | 377 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 90 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 922 W DRAYTON ST |
|---|---|
| City | FERNDALE |
| State | MI |
| Zip | 48220-2766 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T1N, R11E, SEC 28 ASSESSOR'S REPLAT OF THAT PART OF LOTS 1 TO 11, 15 & OUTLOT B SOUTH OF THE E & W LINE & ALL OF LOTS 16 TO 30, 33 TO 36 & OUTLOT A OF LA BELLE HEIGHTS SUB'N LOT 71 3-24-11 CORR |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 28 |
| Legal Subdivision | LA BELLE HEIGHTS SUB |
| Legal Lot Number | B |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | FERNDALE |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 173200 |
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 922 W DRAYTON ST, FERNDALE, MI 48220-2766 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 23, 2005 · Amount on Record |
| Deed Sale | Dec 23, 2005 · Amount on Record |
| Prior Sale | Jun 26, 2002 · Amount on Record |
| Deed Document Number | 2005358254 |
| Deed Book / Page | 36835 / 124 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 922 W DRAYTON ST, FERNDALE, MI 48220-2766 |
| Document Number | 0000134139 |
| Instrument Date | Jul 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 12, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 922 W DRAYTON ST FERNDALE MI 482202766, FERNDALE, MI 48220-2766 |
| Document Number | 0000134139 |
|---|---|
| Date | Aug 20, 2019 |
| Book Page | 053155/000104 |
| Instrument | 134139 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 19, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Ferndale City |
| Unified School District | Ferndale Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,142.00 (-2.91%) Homeowner's exemption | $196,960 (+6.76%) | $393,920 (+6.76%) |
| 2024 | $5,296.00 (+5.84%) | ||
| 2023 | $184,480 | $368,960 | |
| 2021 | $5,004.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FERNDALE serves 22,105 people · EPA ID MI0002280 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | May 2021 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead public education Nov 2020 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 788 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: WOW Internet, Cable & Phone.
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