929 W Drayton St, Ferndale, MI 48220 Property Records

Oakland County property record for 929 W Drayton St, Ferndale, MI 48220

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,629 sqft · built 1925
Lot Size	0.277 acres (12,066 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,000 (Aug 2019)
Tax Bill	$9,402 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`24-25-28-403-005`

Property Details

APN / Parcel Number

Primary APN	`24-25-28-403-005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,629 sqft Living Area
1st Floor Area	1,181 sqft
Basement Area	1,181 sqft
Finished Basement	1,181 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1999
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,066 sqft (0.277 acres)
Lot Dimensions	301 ft deep x 40 ft wide
Garage Area	414 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	13 sqft
Deck Area	24 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	929 W DRAYTON ST
City	FERNDALE
State	MI
Zip	48220-2762
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T1N, R11E, SEC 28 ASSESSOR'S REPLAT OF THAT PART OF LOTS 1 TO 11, 15 & OUTLOT B SOUTH OF THE E & W LINE & ALL OF LOTS 16 TO 30, 33 TO 36 & OUTLOT A OF LA BELLE HEIGHTS SUB'N LOT 79 3-24-11 CORR
Legal Range	11E
Legal Township	01N
Legal Section	28
Legal Subdivision	LA BELLE HEIGHTS SUB
Legal Lot Number	B
Jurisdiction	OAKLAND MI
Township / Civil Division	FERNDALE
Census Block Group	3
Census Block	3003
Census Tract	173200

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	929 W DRAYTON ST, FERNDALE, MI 48220-2762
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Nov 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage ROSS MORTGAGE CORP
Jun 1, 2020	Deed of Trust, Construction Loan · Construction Mortgage PRO MORTGAGE CORP PRO MORTGAGE CORP
Aug 21, 2019	Warranty Deed, Transfer · Conventional Mortgage ROSS MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2019 · Amount on Record
Deed Sale	Aug 21, 2019 · Amount on Record
Deed Document Number	2019135283
Deed Book / Page	53161 / 848
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	929 W DRAYTON ST, FERNDALE, MI 48220-2762
Transaction Type	Mortgage
Record Updated	Dec 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	929 W DRAYTON ST, FERNDALE, MI 48220-2762

Mortgage

Document Number	0000127964
Date	Nov 27, 2023
Book Page	59023/797
Instrument	127964

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 8, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	929 W DRAYTON ST, FERNDALE, MI 48220-2762
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	924 W DRAYTON ST, FERNDALE, MI 48220-2766

Mortgage

Document Number	0000229996
Date	Nov 4, 2020
Book Page	55112/228
Instrument	229996

Lender

Name	ROSS MORTGAGE CORP
Type	Mortgage Company
Address	TROY, MI 48084

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

June 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Recording Date	Jun 1, 2020
Property Address	929 W DRAYTON ST, FERNDALE, MI 48220-2762
Document Number	0000104668
Book / Page	054281 / 000001
Instrument Date	May 20, 2020
Instrument	104668
Transaction Type	Construction Loan
Record Updated	Jul 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	929 W DRAYTON ST FERNDALE MI 482202762, FERNDALE, MI 48220-2762

Mortgage

Document Number	0000104668
Date	Jun 1, 2020
Book Page	054281/000001
Instrument	104668

Lender

Name	PRO MORTGAGE CORP PRO MORTGAGE CORP
Type	Bank
Address	TROY, MI 48084

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 31, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Aug 21, 2019
Property Address	929 W DRAYTON ST, FERNDALE, MI 48220-2762
Document Number	0000135283
Book / Page	53161 / 00848
Map Reference	LB 54 PG 40
Instrument Date	Jul 19, 2019
Instrument	135283
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	PARTNERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,279.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	929 W DRAYTON ST, 929, FERNDALE, MI 48220-2762

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	929 W DRAYTON ST, FERNDALE, MI 48220-2762

Mortgage

Document Number	5316100851
Date	Aug 21, 2019
Instrument	53161/00851

Lender

Name	ROSS MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Ferndale City
Unified School District	Ferndale Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,402.00 (-3.2%) Homeowner's exemption	$196,380 (+5.22%)	$392,760 (+5.22%)
2024	$9,713.00 (+7.8%)
2023		$186,640	$373,280
2021	$9,010.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 22,105 people · EPA ID MI0002280
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	May 2021
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Nov 2020
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 788 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: WOW Internet, Cable & Phone.

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