876 W Drayton St, Ferndale, MI 48220 Property Records

Oakland County property record for 876 W Drayton St, Ferndale, MI 48220

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,535 sqft · built 1920
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (Feb 2024)
Tax Bill	$8,664 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Nov 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`24-25-28-402-035`

Property Details

APN / Parcel Number

Primary APN	`24-25-28-402-035`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,535 sqft Living Area
1st Floor Area	1,078 sqft
Basement Area	1,078 sqft
Unfinished Basement	1,078 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	120 ft deep x 40 ft wide
Garage Area	410 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	24 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	876 W DRAYTON ST
City	FERNDALE
State	MI
Zip	48220-2731
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T1N, R11E, SEC 28 ASSESSOR'S REPLAT OF THAT PART OF LOTS 1 TO 11, 15 & OUTLOT B SOUTH OF THE E & W LINE & ALL OF LOTS 16 TO 30, 33 TO 36 & OUTLOT A OF LA BELLE HEIGHTS SUB'N LOT 67 3-24-11 CORR
Legal Range	11E
Legal Township	01N
Legal Section	28
Legal Subdivision	LA BELLE HEIGHTS SUB
Legal Lot Number	B
Jurisdiction	OAKLAND MI
Township / Civil Division	FERNDALE
Census Block Group	3
Census Block	3002
Census Tract	173200

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	876 W DRAYTON ST, FERNDALE, MI 48220-2731
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2024	Warranty Deed, Transfer · Conventional Mortgage STOCKTON MORTGAGE CORP
Nov 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage PLATINUM HOME MORTGAGE CORP
Oct 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage PLATINUM HOME MORTGAGE CORP
Oct 12, 2018	Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC
Jul 23, 2018	Quit Claim Deed, Transfer Quitclaim
May 14, 2018	Quit Claim Deed, Transfer GODEEDS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2024 · Amount on Record
Deed Sale	Feb 16, 2024 · Amount on Record
Prior Sale	Oct 12, 2018 · Amount on Record
Deed Document Number	202416302
Deed Book / Page	59172 / 848
Prior Transfer Date	Jul 23, 2018
Prior Transfer Doc	0000120661
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Feb 16, 2024
Property Address	876 W DRAYTON ST, FERNDALE, MI 48220-2731
Document Number	0000016302
Book / Page	59172 / 848
Map Reference	LB 54 PG 40
Instrument Date	Feb 6, 2024
Instrument	16302
Transaction Type	Transfer
Record Updated	Mar 4, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,812.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	876 W DRAYTON ST, FERNDALE, MI 48220-2731

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1424 S MAIN ST, ROYAL OAK, MI 48067-3249

Mortgage

Document Number	0000017512
Date	Feb 22, 2024
Book Page	59179/284
Instrument	17512

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company
Address	FRANKFORT, KY 40601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	876 W DRAYTON ST, FERNDALE, MI 48220-2731
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000185118
Date	Nov 5, 2019
Book Page	53469/00398
Instrument	185118

Lender

Name	PLATINUM HOME MORTGAGE CORP
Type	Mortgage Company
Address	ROLLING MEADOWS, IL 60008

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2034

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	876 W DRAYTON ST, FERNDALE, MI 48220-2731
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	876 DRAYTON, FERNDALE, MI 48220-2731

Mortgage

Document Number	0000212081
Date	Oct 14, 2020
Book Page	54994/884
Instrument	212081

Lender

Name	PLATINUM HOME MORTGAGE CORP
Type	Mortgage Company
Address	ROLLING MEADOWS, IL 60008

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2035

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Oct 12, 2018
Property Address	876 W DRAYTON ST, FERNDALE, MI 48220-2731
Document Number	0000168319
Book / Page	52267 / 00392
Map Reference	LB 54 PG 40
Instrument Date	Oct 5, 2018
Instrument	168319
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$2,726.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	876 W DRAYTON ST, 876, FERNDALE, MI 48220-2731

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	876 W DRAYTON ST, FERNDALE, MI 48220-2731

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Jul 23, 2018
Property Address	876 W DRAYTON ST, FERNDALE, MI 48220-2731
Document Number	0000120661
Book / Page	052016 / 000833
Instrument Date	Jul 23, 2018
Instrument	120661
Transaction Type	Transfer
Record Updated	Aug 15, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	876 W DRAYTON ST FERNDALE MI 482202731, FERNDALE, MI 48220-2731

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	May 14, 2018
Property Address	876 W DRAYTON ST, FERNDALE, MI 48220-2731
Document Number	0000080458
Book / Page	051809 / 000375
Instrument Date	May 5, 2018
Instrument	80458
Transaction Type	Transfer
Record Updated	Jan 12, 2019
Title Company	GODEEDS INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	876 W DRAYTON ST FERNDALE MI 482202731, FERNDALE, MI 48220-2731

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Ferndale City
Unified School District	Ferndale Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,664.00 (-1.08%) Homeowner's exemption	$179,300 (+8.18%)	$358,600 (+8.18%)
2024	$8,759.00 (+5.72%)
2023		$165,740	$331,480
2021	$8,285.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 22,105 people · EPA ID MI0002280
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	May 2021
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Nov 2020
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 788 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: WOW Internet, Cable & Phone.

Nearby Properties on W Drayton St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures