Clay County property record for 900 S Mill St, Flora, IL 62839
| Property Type | Single Family Home |
|---|---|
| Details | built 1976 |
| Lot Size | 0.328 acres (14,327 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $48,000 (Jun 2024) |
| Tax Bill | $1,122 (2025) |
| Deeds & Mortgages | May 2019 Mortgage Dec 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-36-102-083 |
| Primary APN | 10-36-102-083 |
|---|
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Lot Area | 14,327 sqft (0.328 acres) |
| Street Address | 900 S MILL ST |
|---|---|
| City | FLORA |
| State | IL |
| Zip | 62839-2258 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HIGH SCHOOL ADDN BLOCK 4 LOTS 94 & 95 |
| Legal Subdivision | HIGH SCHOOL ADD |
| Legal Block | 4 |
| Legal Lot Number | 94-95 |
| Jurisdiction | CLAY IL |
| Township / Civil Division | HARTER |
| Census Block Group | 2 |
| Census Block | 2100 |
| Census Tract | 972100 |
Source: Clay County records, as of October 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 900 S MILL ST, FLORA, IL 62839-2258 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 17, 2019 | Deed of Trust, Mortgage · Conventional Mortgage KINMUNDY BANK |
| Dec 1, 2021 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 10, 2024 · Amount on Record |
| Deed Sale | Jun 10, 2024 · Amount on Record |
| Prior Sale | Dec 1, 2021 · Amount on Record |
| Deed Document Number | 2024209651 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IL |
| Property Address | 900 S MILL ST, FLORA, IL 62839-2258 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000D196628 |
|---|---|
| Date | May 17, 2019 |
| Instrument | D196628 |
| Name | KINMUNDY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY IL |
| Recording Date | Dec 1, 2021 |
| Property Address | 900 S MILL ST, FLORA, IL 62839-2258 |
| Document Number | 0000203529 |
| Instrument Date | Nov 27, 2021 |
| Instrument | 203529 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 190, KINMUNDY, IL 62854-0190 |
Source: Clay County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Clay County |
| County Subdivision | Harter Township |
| Municipality | Flora City |
| Unified School District | Flora Community Unit School District 35 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,122.00 (-25.6%) Homeowner's exemption | $20,655 (+32.1%) Land $2,375 Building $18,280 | $61,965 (+32.1%) Land $7,125 Building $54,840 |
| 2024 | $1,508.00 (+1.28%) | ||
| 2022 | $1,489.00 (+525.63%) | $15,636 Land $1,785 Building $13,851 | $46,908 Land $5,355 Building $41,553 |
| 2021 | $238.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FLORA serves 5,233 people · EPA ID IL0250100 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Wabash Communications Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: ClearWave.
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