627 S Mill St, Flora, IL 62839 Property Records

Clay County property record for 627 S Mill St, Flora, IL 62839

Property Summary

Property TypeVacant Land
Lot Size0.143 acres (6,236 sqft)
OwnerCompany Name on Record
Last Sale$35,000 (Apr 2021)
Tax Bill$151 (2025)
Deeds & MortgagesMar 2019 Mortgage
Apr 2021 Sale
Flood ZoneZone X (minimal risk)
APN10-25-357-005

Property Details

APN / Parcel Number

Primary APN10-25-357-005

Exterior

Lot Area6,236 sqft (0.143 acres)

Location & Zoning

Street Address627 S MILL ST
CityFLORA
StateIL
Zip62839-2177
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Legal DescriptionE J DULANEY'S ASSESSOR'S SUB DIV LOT 16 SUB LOT 1
Legal SubdivisionE J DULANEYS ASSESSORS SUB
Legal Lot Number1,16
JurisdictionCLAY IL
Township / Civil DivisionHARTER
Census Block Group2
Census Block2056
Census Tract972100

Owner

Source: Clay County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address133 E 6TH ST, FLORA, IL 62839-1936
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Mar 22, 2019Deed of Trust, Mortgage · Conventional Mortgage
CLAY CITY BANKING CO
Apr 20, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 20, 2021 · Amount on Record
Deed SaleApr 20, 2021 · Amount on Record
Prior SaleMay 9, 2012 · Amount on Record
Deed Document Number2021201609
Record UpdatedOct 29, 2026

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY IL
Property Address627 S MILL ST, FLORA, IL 62839-2177
Transaction TypeMortgage
Record UpdatedAug 4, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000D196264
DateMar 22, 2019
InstrumentD196264
Lender
NameCLAY CITY BANKING CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueMar 15, 2024
Interest
Rate TypeFixed Rate

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY IL
Recording DateApr 20, 2021
Property Address627 S MILL ST, FLORA, IL 62839-2177
Document Number0000201609
Map ReferencePB A PG 474-475
Instrument DateApr 16, 2021
Instrument201609
Transaction TypeTransfer
Record UpdatedAug 4, 2022

Transaction

AmountAmount Recorded
Tax$52.50
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address133 E 6TH ST, FLORA, IL 62839-1936
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyClay County
County SubdivisionHarter Township
MunicipalityFlora City
Unified School DistrictFlora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$151.00 (+4.86%)$1,980 (+37.12%) Land $1,980$5,940 (+37.12%) Land $5,940
2024$144.00 (+5.11%)
2022$137.00 (+9.6%)$1,444 Land $1,444$4,332 Land $4,332
2021$125.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFLORA
serves 5,233 people · EPA ID IL0250100
Water SourcePurchased surface water from several systems
Last State InspectionOct 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
Wabash Communications
Fiber
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: ClearWave.

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