833 S Mill St, Flora, IL 62839 Property Records

Clay County property record for 833 S Mill St, Flora, IL 62839

Property Summary

Property Type	Multi-Family Dwellings
Details	1 ba · 648 sqft · built 1942
Lot Size	0.163 acres (7,105 sqft)
Owner	Individual Name on Record
Last Sale	$27,000 (Aug 2019)
Tax Bill	$516 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-36-101-137`

Property Details

APN / Parcel Number

Primary APN	`10-36-101-137`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	648 sqft Living Area
Attic	Attic
Attic Area	480 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Architectural Style	Multi-Family
Exterior Material	Other
Construction Type	Frame
Foundation Type	Raised
Roof Material	Shingle
Lot Area	7,105 sqft (0.163 acres)
Garage Area	299 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	16 sqft

Location & Zoning

Street Address	833 S MILL ST
City	FLORA
State	IL
Zip	62839-2257
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	FAIR ADDN S/2 LOTS 161 & 162
Legal Subdivision	FAIR ADD
Legal Lot Number	161-162
Jurisdiction	CLAY IL
Township / Civil Division	HARTER
Census Block Group	2
Census Block	2095
Census Tract	972100

Owner

Source: Clay County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	833 S MILL ST, FLORA, IL 62839-2257
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY BANK
Aug 16, 2019	Warranty Deed, Transfer · Conventional Mortgage FAIRFIELD NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2019 · Amount on Record
Deed Sale	Aug 16, 2019 · Amount on Record
Prior Sale	Oct 2, 2015 · Amount on Record
Deed Document Number	20197226
Prior Transfer Date	Aug 31, 2016
Prior Transfer Doc	D189810
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY IL
Recording Date	Apr 25, 2022
Property Address	833 S MILL ST, FLORA, IL 62839-2257
Document Number	0000204632
Instrument Date	Apr 15, 2022
Instrument	204632
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$52.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	833 S MILL ST, FLORA, IL 62839-2257

Mortgage

Document Number	0000204633
Date	Apr 25, 2022
Instrument	204633

Lender

Name	FIRST COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jun 14, 2027

Interest

Rate Type	Fixed Rate

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY IL
Recording Date	Aug 16, 2019
Property Address	833 S MILL ST, FLORA, IL 62839-2257
Document Number	000D197226
Instrument Date	Aug 13, 2019
Instrument	D197226
Transaction Type	Transfer
Record Updated	Jun 1, 2023
Title Company	TITLE CENTER

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$40.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	833 S MILL ST, FLORA, IL 62839-2257

Mortgage

Document Number	000D197227
Date	Aug 16, 2019
Instrument	D197227

Lender

Name	FAIRFIELD NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Aug 5, 2026

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Clay County
County Subdivision	Harter Township
Municipality	Flora City
Unified School District	Flora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$516.00 (+16.74%) Homeowner's exemption	$12,744 (+32.13%) Land $1,980 Building $10,764	$38,232 (+32.13%) Land $5,940 Building $32,292
2024	$442.00
2022	Homeowner's exemption Senior Citizen's exemption	$9,645 Land $1,489 Building $8,156	$28,935 Land $4,467 Building $24,468

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORA serves 5,233 people · EPA ID IL0250100
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Wabash Communications Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: ClearWave.

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