1015 S Mill St, Flora, IL 62839 Property Records

Clay County property record for 1015 S Mill St, Flora, IL 62839

Property Summary

Property TypeMulti-Family Dwellings
Details1 ba · 784 sqft · built 1935
Lot Size0.328 acres (14,313 sqft)
OwnerIndividual Name on File
Tax Bill$529 (2024)
Deeds & MortgagesAug 2022 Mortgage
May 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN10-36-102-058

Property Details

APN / Parcel Number

Primary APN10-36-102-058

Interior

Full Baths1 Bath
Stories1 Story
Building Area784 sqft Living Area
AtticAttic
Attic Area784 sqft
Basement Area704 sqft
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1935
Architectural StyleMulti-Family
Exterior MaterialOther
Construction TypeFrame
Foundation TypeNo Foundation
Roof MaterialShingle
Lot Area14,313 sqft (0.328 acres)
Garage Area720 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area112 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Street Address1015 S MILL ST
CityFLORA
StateIL
Zip62839-2261
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Legal DescriptionHIGH SCHOOL ADDN BLOCK 5 LOTS 66 & 67
Legal SubdivisionHIGH SCHOOL ADD
Legal Block5
Legal Lot Number66-67
JurisdictionCLAY IL
Township / Civil DivisionHARTER
Census Block Group2
Census Block2101
Census Tract972100

Owner

Source: Clay County records · APN 10-36-102-058

Assessment roll updated September 5, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address603 VINCENNES AVE, FLORA, IL 62839-2156
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 12, 2022Deed of Trust, Mortgage · Conventional Mortgage
COMMUNITY PARTNERS SAV BANK
May 01, 2017Deed, Transfer · Commercial Mortgage
FLORA SAVINGS BANK
May 01, 2017Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 01, 2017
Deed SaleMay 01, 2017
Prior SaleJul 06, 2006 · Amount on Record
Deed Document Number2017191553
Prior Transfer DateApr 30, 2007
Prior Transfer Doc160579
Record UpdatedSep 20, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY IL
Property Address1015 S MILL ST, FLORA, IL 62839-2261
Transaction TypeMortgage
Record UpdatedAug 31, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000205435
DateAug 12, 2022
Instrument205435
Lender
NameCOMMUNITY PARTNERS SAV BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueSep 01, 2042
Interest
Rate TypeAdjustable Rate

May 2017: Deed, Transfer

Document TypeDeed
JurisdictionCLAY IL
Recording DateMay 01, 2017
Property Address1015 S MILL ST, FLORA, IL 62839-2261
Document NumberD191553
Instrument DateApr 13, 2017
InstrumentD191553
Transaction TypeTransfer
Record UpdatedFeb 06, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address603 VINCENNES AVE, FLORA, IL 62839-2156

Mortgage

Document NumberD191555
DateMay 01, 2017
InstrumentD191555
Lender
NameFLORA SAVINGS BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term60 Months
DueJun 30, 2022
Interest
Rate TypeFixed Rate

May 2017: Deed, Transfer

Document TypeDeed
JurisdictionCLAY IL
Recording DateMay 01, 2017
Property Address1015 S MILL ST, FLORA, IL 62839-2261
Document NumberD191553
Instrument DateApr 13, 2017
InstrumentD191553
Transaction TypeTransfer
Record UpdatedSep 07, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address603 VINCENNES AVE, FLORA, IL 62839-2156

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated September 5, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyClay County
County SubdivisionHarter Township
MunicipalityFlora City
Unified School DistrictFlora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$16,170 (+11.45%) Land $2,375 Building $13,795$48,510 (+11.45%) Land $7,125 Building $41,385
2024$529.00 (+31.27%)$14,509 (+18.56%) Land $2,131 Building $12,378$43,527 (+18.56%) Land $6,393 Building $37,134
2022$403.00 (+27.94%) Homeowner's exemption Disabled Person's exemption$12,238 Land $1,785 Building $10,453$36,714 Land $5,355 Building $31,359
2021$315.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 17, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
Wabash Telephone Cooperative
Fiber
1,000 / 1,000
AMG Technology Investment Group
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Delta Communications.

Based on FCC filings for 157 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemFLORA
serves 5,233 people
Water SourcePurchased surface water from several systems
Last State InspectionOct 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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