Haywood County property record for 90 Smith Dr, Clyde, NC 28721 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2019 |
| Square Footage | 1,600 sqft Heated Area |
| Lot Size | 68,825 sqft (1.58 acres) |
| Last Sale | $107,000 (2002) |
| Tax Bill | $2,071.00 (2025) |
| Primary APN | 8647-52-1376 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,600 sqft Heated Area |
| Gross Area | 2,366 sqft Gross Area |
| 1st Floor | 1,600 sqft 1st Floor |
| Basement Area | 1,600 sqft Basement |
| Finished Basement | 1,600 sqft Finished |
| Stories | 1 Stories |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Aluminum Siding Exterior |
| Lot Area | 68,825 sqft (1.58 acres) |
| Cooling System | Partial Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Account Number | 282794 |
|---|---|
| Street Address | 90 SMITH DR |
| City | CLYDE |
| State | NC |
| Zip | 28721 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 90 SMITH DR #A |
| Legal Tract | A |
| Legal Unit | A |
| Jurisdiction | HAYWOOD NC |
| Minor Civil Division | CLYDE |
| Census Blockgroup | 1 |
| Census Block | 1001 |
| Census Tract | 920502 |
Source: Haywood County records · APN 8647-52-1376
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | PO BOX 1891, CLYDE, NC 28721-1891 |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Trust |
| Date | Document |
|---|---|
| Feb 16, 2024 | Warranty Deed, Transfer |
| Dec 22, 2020 | Deed of Trust, Mortgage · Building or Construction Mortgage HOMETRUST BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 25, 2002 · Amount on Record |
| Deed Sale | Jan 25, 2002 · Amount on Record |
| Deed Book / Page | 512 / 1390 |
| Last Transfer Date | Feb 09, 2024 |
| Transfer Doc | 0011022006 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Recording Date | Feb 16, 2024 |
| Property Address | 90 SMITH DR, CLYDE, NC 28721 |
| Document Number | 0011022006 |
| Book / Page | 1102 / 2006 |
| Map Reference | MB C SL 5613 |
| Instrument Date | Feb 09, 2024 |
| Instrument | 2024001276 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | PO BOX 1891, CLYDE, NC 28721-1891 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Property Address | 90 SMITH DR, CLYDE, NC 28721 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0010170908 |
|---|---|
| Date | Dec 22, 2020 |
| Book Page | 1017/908 |
| Instrument | 2020013728 |
| Name | HOMETRUST BANK |
|---|---|
| Type | Bank |
| Address | ASHEVILLE, NC 28802 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Jan 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Jan 01, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 8.62% |
| Index | 6-Month LIBOR |
| Margin | 3 |
| Max Rate | 8.62% |
Source: Haywood County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Haywood County |
| Unified School District | Haywood County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $294,200 (-) Land $40,100 Building $254,100 | ||
| 2025 | $2,071.00 | $294,200 (-) Land $40,100 Building $254,100 | $294,200 (-) Land $40,100 Building $254,100 |
| 2023 | $294,200 Land $40,100 Building $254,100 | $294,200 (-) Land $40,100 Building $254,100 | |
| 2021 | $294,200 Land $40,100 Building $254,100 |
Source: FEMA National Flood Hazard Layer, Haywood County (37087C), updated December 25, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 45% of the US · above 66% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 901 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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