38 Smith Dr, Clyde, NC 28721 Property Records

Haywood County property record for 38 Smith Dr, Clyde, NC 28721 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,284 sqft · built 1943
Lot Size	0.47 acres (20,473 sqft)
Owner	Individual Name on File
Last Sale	$167,000 (Oct 2009)
Tax Bill	$1,316 (2025)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8647-52-1177`

Property Details

APN / Parcel Number

Primary APN	`8647-52-1177`
Alternative APNs	`8647520194` `206437`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,284 sqft Heated Area
Gross Area	1,984 sqft
1st Floor Area	1,284 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1943
Architectural Style	Conventional
Exterior Material	Brick Veneer
Roof Material	Asphalt
Lot Area	20,473 sqft (0.47 acres)
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	206437
Street Address	38 SMITH DR
City	CLYDE
State	NC
Zip	28721-0387
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	38 SMITH DR #B
Legal Tract	B
Legal Unit	B
Jurisdiction	HAYWOOD NC
Township / Civil Division	CLYDE
Census Block Group	1
Census Block	1001
Census Tract	920502

Owner

Source: Haywood County records · APN 8647-52-1177

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 527, CLYDE, NC 28721-0527
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 08, 2009 · Amount on Record
Deed Sale	Oct 08, 2009 · Amount on Record
Deed Document Number	200910321
Deed Book / Page	770 / 1742
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	38 SMITH DR, CLYDE, NC 28721-0387
Document Number	0010140763
Instrument Date	Nov 18, 2020
Transaction Type	Mortgage
Record Updated	Dec 04, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 SMITH DR CLYDE NC 287210387, CLYDE, NC 28721-0387

Mortgage

Document Number	0010140763
Date	Nov 23, 2020
Book Page	001014/000763
Instrument	12295

Lender

Name	CHAMPION CU
Type	Credit Union
Address	CANTON, NC 28716

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 22, 2050

Tax Assessment & Valuation

Source: Haywood County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$178,000 (-) Land $24,700 Building $153,300
2025	$1,316.00	$178,000 (-) Land $24,700 Building $153,300	$178,000 (-) Land $24,700 Building $153,300
2023		$178,000 Land $24,700 Building $153,300	$178,000 (-) Land $24,700 Building $153,300
2021			$178,000 Land $24,700 Building $153,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Haywood County (37087C), updated December 25, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 66% of North Carolina
Wildfire Likelihood	About 1 in 901 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.