15 Smith Dr, Clyde, NC 28721 Property Records

Haywood County property record for 15 Smith Dr, Clyde, NC 28721 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1950
Square Footage	1,106 sqft Heated Area
Lot Size	41,382 sqft (0.95 acres)
Garage	720 sqft
Last Sale	$110,000 (2002)
Tax Bill	$1,195.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`8647-42-6055`
Alternative APN	`274649`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Building Area	1,106 sqft Heated Area
Gross Area	1,563 sqft Gross Area
1st Floor	1,106 sqft 1st Floor
Basement Area	1,106 sqft Basement
Unfinished Basement	1,106 sqft Unfinished
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Conventional Style
Exterior Material	Brick Veneer Exterior
Roof Material	Asphalt Roof
Lot Area	41,382 sqft (0.95 acres)
Garage Area	720 sqft Garage

Utilities and HVAC

Cooling System	Partial Cooling
Heating System	Heat Pump Heating
Sewage	Septic Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	274649
Street Address	15 SMITH DR
City	CLYDE
State	NC
Zip	28721
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	15 SMITH DR
Jurisdiction	HAYWOOD NC
Minor Civil Division	CLYDE
Census Blockgroup	1
Census Block	1001
Census Tract	920502

Owner

Source: Haywood County records · APN 8647-42-6055

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 1190, CLYDE, NC 28721-1190
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 15, 2002 · Amount on Record
Deed Sale	Feb 15, 2002 · Amount on Record
Deed Book / Page	514 / 993
Record Refreshed	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	15 SMITH DR, CLYDE, NC 28721
Transaction Type	Mortgage
Record Updated	Jul 07, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010660525
Date	Jun 28, 2022
Book Page	1066/525
Instrument	2022006918

Lender

Name	CHAMPION CU
Type	Credit Union
Address	CANTON, NC 28716

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2052

Tax Assessment & Valuation

Source: Haywood County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$159,400 (-) Land $34,200 Building $125,200
2025	$1,195.00	$159,400 (-) Land $34,200 Building $125,200	$159,400 (-) Land $34,200 Building $125,200
2023		$159,400 Land $34,200 Building $125,200	$159,400 (-) Land $34,200 Building $125,200
2021			$159,400 Land $34,200 Building $125,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Haywood County (37087C), updated December 25, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 66% of North Carolina
Wildfire Likelihood	About 1 in 901 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.