89 Smith Dr, Clyde, NC 28721 Property Records

Haywood County property record for 89 Smith Dr, Clyde, NC 28721 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Architecture Style	Conventional
Year Built	Built 1930
Square Footage	1,341 sqft Heated Area
Lot Size	94,482 sqft (2.16 acres)
Garage	180 sqft
Tax Bill	$2,256.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`8647-42-8245`
Alternative APN	`50364`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,341 sqft Heated Area
Gross Area	1,739 sqft Gross Area
1st Floor	1,341 sqft 1st Floor
Basement Area	320 sqft Basement
Unfinished Basement	320 sqft Unfinished
Stories	1 Stories

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Conventional Style
Exterior Material	Vinyl Exterior
Roof Material	Asphalt Roof
Lot Area	94,482 sqft (2.16 acres)
Garage Area	180 sqft Garage
Total Buildings	2 Total Buildings

Utilities and HVAC

Cooling System	Partial Cooling
Heating System	Heat Pump Heating
Sewage	Septic Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	50364
Street Address	93 SMITH DR
City	CLYDE
State	NC
Zip	28721-0387
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	89 SMITH DR
Jurisdiction	HAYWOOD NC
Minor Civil Division	CLYDE
Census Blockgroup	1
Census Block	1001
Census Tract	920502

Owner

Source: Haywood County records · APN 8647-42-8245

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 1318, CLYDE, NC 28721-1318
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 31, 1986
Deed Sale	Oct 31, 1986
Deed Book / Page	374 / 682
Record Refreshed	Sep 20, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	89 SMITH DR, CLYDE, NC 28721-0387
Document Number	0009862383
Instrument Date	Nov 25, 2019
Transaction Type	Mortgage
Record Updated	Dec 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	89 SMITH DR CLYDE NC 28721, CLYDE, NC 28721

Mortgage

Document Number	0009862383
Date	Dec 05, 2019
Book Page	000986/002383
Instrument	11350

Lender

Name	WINGS FIN'L CU
Address	APPLE VALLEY, MN 55124

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 04, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Haywood County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$298,200 (-) Land $40,000 Building $258,200
2025	$2,256.00	$298,200 (+62.24%) Land $40,000 Building $258,200	$298,200 (+62.24%) Land $40,000 Building $258,200
2023		$183,800 Land $40,000 Building $143,800	$183,800 (-) Land $40,000 Building $143,800
2021			$183,800 Land $40,000 Building $143,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Haywood County (37087C), updated December 25, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 66% of North Carolina
Wildfire Likelihood	About 1 in 901 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.