90 Loretta St, Perth Amboy, NJ 08861 Property Records

Middlesex County and Woodbridge Township property record for 90 Loretta St, Perth Amboy, NJ 08861

Property Summary

Property Type	Single Family Home
Details	1,388 sqft · built 1950
Lot Size	0.194 acres (8,450 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (Sep 1999)
Tax Bill	$11,476 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-00005-05-00254`

Property Details

APN / Parcel Number

Primary APN	`25-00005-05-00254`
Alternative APNs	`2500005000500254` `461`

Interior

Stories	1 Story
Building Area	1,388 sqft Living Area
1st Floor Area	1,388 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Brick
Construction Type	Brick
Lot Area	8,450 sqft (0.194 acres)
Lot Dimensions	169 ft deep x 50 ft wide

Location & Zoning

Account Number	461
Street Address	90 LORETTA ST
City	PERTH AMBOY
State	NJ
Zip	08861-2231
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	50X169 IRR
Legal Subdivision	WN H MOFFITT
Legal Block	5.5
Legal Lot Number	254
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	WOODBRIDGE
Census Block Group	2
Census Block	2015
Census Tract	3300

Owner

90 Loretta St is owned and occupied by an individual who bought it in September 1999.

Source: Middlesex County and Woodbridge Township records, as of June 30, 2026

Owner of Record	Individual Name on File
Mailing Address	90 LORETTA ST, PERTH AMBOY, NJ 08861-2231
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Feb 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 1999 · Amount on File
Deed Sale	Sep 30, 1999 · Amount on File
Prior Sale	Jan 21, 1998 · Amount on File
Deed Book / Page	4691 / 747
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	90 LORETTA ST, PERTH AMBOY, NJ 08861-2231
Transaction Type	Mortgage
Record Updated	Apr 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 LORETTA ST, HOPELAWN, NJ 08861-2231

Mortgage

Document Number	0000034270
Date	Apr 1, 2022
Book Page	18883/1494
Instrument	2022034270

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	479 Months
Due	Mar 21, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	90 LORETTA ST, PERTH AMBOY, NJ 08861-2231
Transaction Type	Mortgage
Record Updated	Mar 10, 2021
Title Company	ABACORA TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027503
Date	Feb 26, 2021
Book Page	18308/844
Instrument	2021027503

Lender

Name	PROVIDENT BANK
Type	Bank
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 90 Loretta St was $11,476, up 3.5% from the year before.

Source: Middlesex County and Woodbridge Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Woodbridge Township
Unified School District	Woodbridge Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$87,400 (-) Land $22,000 Building $65,400	$87,400 (-) Land $22,000 Building $65,400
2025	$11,476.00 (+3.48%)	$87,400 Land $22,000 Building $65,400	$87,400 Land $22,000 Building $65,400
2024	$11,090.00
2023		$87,400 Land $22,000 Building $65,400	$87,400 Land $22,000 Building $65,400
2022	$10,501.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 90 Loretta St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 90 Loretta St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLESEX WATER COMPANY private · serves 233,376 people · EPA ID NJ1225001
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: Optimum, T-Mobile.

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