83 Loretta St, Perth Amboy, NJ 08861 Property Records

Middlesex County and Woodbridge Township property record for 83 Loretta St, Perth Amboy, NJ 08861

Property Summary

Property Type	Single Family Home
Details	996 sqft · built 1972
Lot Size	0.115 acres (5,001 sqft)
Owner	Company Name on File
Last Sale	$280,900 (Feb 2018)
Tax Bill	$10,610 (2025)
Deeds & Mortgages	Jun 2025 Line of Credit Oct 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`25-00005-06-00175`

Property Details

APN / Parcel Number

Primary APN	`25-00005-06-00175`
Alternative APNs	`2500005000600175` `483`

Interior

Stories	1 Story
Building Area	996 sqft Living Area
1st Floor Area	996 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Account Number	483
Street Address	83 LORETTA ST
City	PERTH AMBOY
State	NJ
Zip	08861-2230
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	50.0X100.0
Legal Subdivision	WOODBRIDGE TOWNSHIP
Legal Block	5.6
Legal Lot Number	175
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	WOODBRIDGE
Census Block Group	2
Census Block	2027
Census Tract	3300

Owner

83 Loretta St is owned by a company that bought it in February 2018.

Source: Middlesex County and Woodbridge Township records, as of June 30, 2026

Owner of Record	Company Name on File
Mailing Address	83 LORETTA ST, PERTH AMBOY, NJ 08861-2230
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2025	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Oct 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Feb 21, 2018	Grant Deed, Transfer · Conventional Mortgage MLB RESID'L LNDG
Feb 21, 2018	Grant Deed, Transfer STEWART TITLE
Feb 21, 2018	Quit Claim Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 21, 2018 · Amount on File
Deed Sale	Feb 21, 2018 · Amount on File
Deed Document Number	201813096
Deed Book / Page	17088 / 93
Prior Transfer Date	Jan 2, 2018
Prior Transfer Doc	0000013094
Record Updated	Sep 20, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	83 LORETTA ST, PERTH AMBOY, NJ 08861-2230
Transaction Type	Mortgage
Record Updated	Oct 20, 2025
Title Company	SERVICE TITLE, SERVICELINK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	83 LORETTA ST, PERTH AMBOY, NJ 08861-2230
Investor	Possibly a Property Investor

Mortgage

Document Number	0000032336
Date	Jun 4, 2025
Book Page	19740/1110
Instrument	2025032336

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Jun 1, 2065

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	83 LORETTA ST, PERTH AMBOY, NJ 08861-2230
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BETTERS TITLE AND SETMNT ORT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000102700
Date	Oct 21, 2020
Book Page	18086/1219
Instrument	2020102700

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2040

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Feb 21, 2018
Property Address	83 LORETTA ST, PERTH AMBOY, NJ 08861-2230
Document Number	0000013096
Book / Page	017088 / 000093
Instrument Date	Jan 12, 2018
Instrument	13096
Transaction Type	Transfer
Record Updated	Mar 13, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	83 LORETTA ST HOPELAWN NJ 088612230, HOPELAWN, NJ 08861-2230

Mortgage

Document Number	13097
Date	Feb 21, 2018
Book Page	017088/000099
Instrument	13097

Lender

Name	MLB RESID'L LNDG
Address	SPRINGFIELD, NJ 07081

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 20, 2048

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Feb 21, 2018
Property Address	83 LORETTA ST, PERTH AMBOY, NJ 08861-2230
Document Number	0000013095
Book / Page	017088 / 000087
Instrument Date	Jan 9, 2018
Instrument	13095
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	19 RENIER CT MIDDLETOWN NJ 077481612, MIDDLETOWN, NJ 07748-1612

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Feb 21, 2018
Property Address	83 LORETTA ST, PERTH AMBOY, NJ 08861-2230
Document Number	0000013094
Book / Page	017088 / 000081
Instrument Date	Jan 2, 2018
Instrument	13094
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	19 RENIER CT MIDDLETOWN NJ 077481612, MIDDLETOWN, NJ 07748-1612

Tax Assessment & Valuation

The 2025 property tax bill for 83 Loretta St was $10,610, up 3.5% from the year before.

Source: Middlesex County and Woodbridge Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Woodbridge Township
Unified School District	Woodbridge Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$80,800 (-) Land $20,000 Building $60,800	$80,800 (-) Land $20,000 Building $60,800
2025	$10,610.00 (+3.49%)	$80,800 Land $20,000 Building $60,800	$80,800 Land $20,000 Building $60,800
2024	$10,252.00
2023		$80,800 Land $20,000 Building $60,800	$80,800 Land $20,000 Building $60,800
2022	$9,708.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 83 Loretta St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 83 Loretta St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLESEX WATER COMPANY private · serves 233,376 people · EPA ID NJ1225001
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: Optimum, T-Mobile.

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