99 Loretta St, Perth Amboy, NJ 08861 Property Records

Middlesex County and Woodbridge Township property record for 99 Loretta St, Perth Amboy, NJ 08861

Property Summary

Property TypeSingle Family Home
Details1,564 sqft · built 1925
Lot Size0.163 acres (7,100 sqft)
OwnerIndividual Name on File
Last Sale$265,000 (Jun 2010)
Tax Bill$10,505 (2025)
Deeds & MortgagesFeb 2021 Line of Credit
May 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN25-00005-06-00167

Property Details

APN / Parcel Number

Primary APN25-00005-06-00167
Alternative APNs
  • 2500005000600167
  • 479

Interior

Stories2 Stories
Building Area1,564 sqft Living Area

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Exterior MaterialAluminum/Vinyl
Lot Area7,100 sqft (0.163 acres)
Lot Dimensions100 ft deep x 71 ft wide
Garage TypeDetached
Parking Spaces1 Parking Space

Location & Zoning

Account Number479
Street Address99 LORETTA ST
CityPERTH AMBOY
StateNJ
Zip08861-2230
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal Description71.0X100 IRR
Legal Block5.6
Legal Lot Number167
JurisdictionMIDDLESEX NJ
Township / Civil DivisionWOODBRIDGE
Census Block Group2
Census Block2027
Census Tract3300

Owner

99 Loretta St is owned and occupied by an individual who bought it in June 2010.

Source: Middlesex County and Woodbridge Township records, as of June 30, 2026

Owner of RecordIndividual Name on File
Mailing Address99 LORETTA ST, PERTH AMBOY, NJ 08861-2230
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 23, 2021Deed of Trust, Mortgage · Line of Credit
MANUFACTURERS & TRADERS TRUST CO
May 15, 2017Deed of Trust, Mortgage · Conventional Mortgage
M&T BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 14, 2010 · Amount on File
Deed SaleJun 14, 2010 · Amount on File
Prior SaleDec 8, 2009
Deed Document Number20105726
Deed Book / Page6165 / 381
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLESEX NJ
Property Address99 LORETTA ST, PERTH AMBOY, NJ 08861-2230
Transaction TypeMortgage
Record UpdatedAug 18, 2022
Title CompanySINGLESOURCE PROPERTY SOLUTION, SINGLESOURCE PROP SLN LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address99 LORETTA ST, PERTH AMBOY, NJ 08861-2230

Mortgage

Document Number0000024946
DateFeb 23, 2021
Book Page18299/1374
Instrument2021024946
Lender
NameMANUFACTURERS & TRADERS TRUST CO
TypeBank
AddressBUFFALO, NY 14203
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Rate5.34%
Change FrequencyMonthly

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLESEX NJ
Property Address99 LORETTA ST, PERTH AMBOY, NJ 08861-2230
Document Number0000012117
Book / Page016777 / 000142
Instrument DateMay 15, 2017
Transaction TypeMortgage
Record UpdatedJun 2, 2017
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transferred To (Grantee/Buyer)

NameVerified Name
Address99 LORETTA ST HOPELAWN NJ 088612230, HOPELAWN, NJ 08861-2230

Mortgage

Document Number0000012117
DateMay 24, 2017
Book Page016777/000142
Instrument12117
Lender
NameM&T BK
TypeBank
AddressBUFFALO, NY 14203
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueMay 23, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 99 Loretta St was $10,505, up 3.5% from the year before.

Source: Middlesex County and Woodbridge Township assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMiddlesex County
County SubdivisionWoodbridge Township
Unified School DistrictWoodbridge Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$80,000 (-) Land $22,200 Building $57,800$80,000 (-) Land $22,200 Building $57,800
2025$10,505.00 (+3.49%)$80,000 Land $22,200 Building $57,800$80,000 Land $22,200 Building $57,800
2024$10,151.00
2023$80,000 Land $22,200 Building $57,800$80,000 Land $22,200 Building $57,800
2022$9,612.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 99 Loretta St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2012)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 99 Loretta St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMIDDLESEX WATER COMPANY
private · serves 233,376 people · EPA ID NJ1225001
Water SourceSurface water
Last State InspectionDec 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2019
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250

May also be available: Optimum, T-Mobile.

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