87 Loretta St, Perth Amboy, NJ 08861 Property Records

Middlesex County and Woodbridge Township property record for 87 Loretta St, Perth Amboy, NJ 08861

Property Summary

Property Type	Single Family Home
Details	1,172 sqft · built 1900
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Trust Names on File
Last Sale	$131,000 (Dec 1988)
Tax Bill	$8,167 (2025)
Deeds & Mortgages	Nov 2025 Transfer Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-00005-06-00173`

Property Details

APN / Parcel Number

Primary APN	`25-00005-06-00173`
Alternative APNs	`2500005000600173` `482`

Interior

Stories	1 Story
Building Area	1,172 sqft Living Area
1st Floor Area	1,172 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	482
Street Address	87 LORETTA ST
City	PERTH AMBOY
State	NJ
Zip	08861-2230
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	50.0X100.0
Legal Subdivision	ELLENDALE TERRACE
Legal Block	5.6
Legal Lot Number	173
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	WOODBRIDGE
Census Block Group	2
Census Block	2027
Census Tract	3300

Owner

87 Loretta St is held in a trust since November 2025.

Source: Middlesex County and Woodbridge Township records, as of June 30, 2026

Owner of Record	2 Trust Names on File
Mailing Address	87 LORETTA ST, PERTH AMBOY, NJ 08861-2230
Owner Type	Company
Vesting	Trust, Irrevocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2025	Intrafamily Transfer, Transfer
Jun 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Mar 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 1988 · Amount on File
Deed Sale	Dec 8, 1988 · Amount on File
Deed Book / Page	3751 / 32
Last Transfer Date	Nov 3, 2025
Transfer Doc	0000067441
Record Updated	Sep 20, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIDDLESEX NJ
Recording Date	Nov 6, 2025
Property Address	87 LORETTA ST, PERTH AMBOY, NJ 08861-2230
Document Number	0000067441
Book / Page	19867 / 1788
Instrument Date	Nov 3, 2025
Instrument	2025067441
Transaction Type	Transfer
Record Updated	Nov 21, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	87 LORETTA ST, HOPELAWN, NJ 08861-2230

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	87 LORETTA ST, HOPELAWN, NJ 08861-2230

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	87 LORETTA ST, PERTH AMBOY, NJ 08861-2230
Document Number	0000053762
Instrument Date	Jun 10, 2020
Transaction Type	Mortgage
Record Updated	Jul 8, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	87 LORETTA ST PERTH AMBOY NJ 088612230, PERTH AMBOY, NJ 08861-2230

Mortgage

Document Number	0000053762
Date	Jun 19, 2020
Book Page	017915/001090
Instrument	53762

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	156 Months
Due	Jun 18, 2033

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	87 LORETTA ST, PERTH AMBOY, NJ 08861-2230
Document Number	0000033046
Instrument Date	Mar 14, 2018
Transaction Type	Mortgage
Record Updated	Apr 24, 2018
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	87 LORETTA ST PERTH AMBOY NJ 088612230, PERTH AMBOY, NJ 08861-2230

Mortgage

Document Number	0000033046
Date	Apr 11, 2018
Book Page	017149/000751
Instrument	33046

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 10, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 87 Loretta St was $8,167, up 3.5% from the year before.

Source: Middlesex County and Woodbridge Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Woodbridge Township
Unified School District	Woodbridge Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$62,200 (-) Land $20,000 Building $42,200	$62,200 (-) Land $20,000 Building $42,200
2025	$8,167.00 (+3.48%)	$62,200 Land $20,000 Building $42,200	$62,200 Land $20,000 Building $42,200
2024	$7,892.00
2023		$62,200 Land $20,000 Building $42,200	$62,200 Land $20,000 Building $42,200
2022	$7,473.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 87 Loretta St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 87 Loretta St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLESEX WATER COMPANY private · serves 233,376 people · EPA ID NJ1225001
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: Optimum, T-Mobile.

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