90 Harding Ln, Cameron, NC 28326 Property Records

Harnett County property record for 90 Harding Ln, Cameron, NC 28326

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,190 sqft · built 2010
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on Record
Last Sale	$268,000 (Oct 2023)
Tax Bill	$1,830 (2026)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Sep 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1500051957`

Property Details

APN / Parcel Number

Primary APN	`1500051957`
Alternative APNs	`099563 0048 04` `1500024529` `1500059141`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,190 sqft Heated Area
1st Floor Area	1,190 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	20,038 sqft (0.46 acres)
Garage Area	644 sqft
Porch	Porch
Porch Area	89 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	1500059141
Street Address	90 HARDING LN
City	CAMERON
State	NC
Zip	28326-0060
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA20R
Legal Description	LOT#4 COOPER FARMS 0.46ACS MAP#2010-234
Legal Subdivision	COOPER FARMS
Legal Lot Number	4
Jurisdiction	HARNETT NC
Township / Civil Division	JOHNSONVILLE
Census Block Group	3
Census Block	3006
Census Tract	71402

Owner

Source: Harnett County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	90 HARDING LN, CAMERON, NC 28326-0060
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2023	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Sep 19, 2022	Warranty Deed, Transfer · VA Mortgage BLUE RIDGE BANK
Sep 6, 2017	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2023 · Amount on Record
Deed Sale	Oct 5, 2023 · Amount on Record
Prior Sale	Sep 19, 2022 · Amount on Record
Deed Document Number	202316844
Deed Book / Page	4209 / 2980
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Oct 5, 2023
Property Address	90 HARDING LN, CAMERON, NC 28326-0060
Document Number	0000016844
Book / Page	4209 / 2980
Map Reference	MB 2010 PG 234
Instrument Date	Sep 21, 2023
Instrument	2023016844
Transaction Type	Transfer
Record Updated	Oct 23, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$536.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18080 W UDALL DR, SURPRISE, AZ 85374-2925

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 HARDING LN, CAMERON, NC 28326-0060

Mortgage

Document Number	0000016845
Date	Oct 5, 2023
Instrument	2023016845

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Mortgage

Document Number	0000016866
Date	Oct 5, 2023
Book Page	4210/87
Instrument	2023016866

Lender

Name	NORTH CAROLINA HOUSING FINANCE AGENCY
Type	Government Agency
Address	RALEIGH, NC 27611

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Sep 19, 2022
Property Address	90 HARDING LN, CAMERON, NC 28326-0060
Document Number	0000109802
Book / Page	4167 / 1250
Map Reference	MB 2010 PG 234
Instrument Date	Sep 16, 2022
Instrument	2022109802
Transaction Type	Transfer
Record Updated	Oct 12, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$510.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4482 MCGIRT RD, 4482, MAXTON, NC 28364-9167

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 HARDING LN, CAMERON, NC 28326-0060

Mortgage

Document Number	0000109803
Date	Sep 19, 2022
Instrument	2022109803

Lender

Name	BLUE RIDGE BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Sep 6, 2017
Property Address	90 HARDING LN, CAMERON, NC 28326-0060
Document Number	0000013383
Book / Page	003538 / 000811
Instrument Date	Jul 31, 2017
Instrument	13383
Transaction Type	Transfer
Record Updated	Oct 12, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$307.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	90 HARDING LN CAMERON NC 283260060, CAMERON, NC 28326-0060

Mortgage

Document Number	13384
Date	Sep 6, 2017
Book Page	003538/000814
Instrument	13384

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 5, 2047

Tax Assessment & Valuation

Source: Harnett County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Harnett County
Unified School District	Harnett County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,830.00 (+32.42%)	$235,868 (+27.42%)	$235,868 (+27.42%) Land $21,390 Building $214,478
2025	$1,382.00 (+1.32%)	$185,113 (-)	$185,113 (-) Land $41,350 Building $143,763
2023	$1,364.00 Veteran's exemption	$185,113	$185,113 Land $41,350 Building $143,763

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 82% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	100 / 3
Verizon Fixed Wireless	25 / 6

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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