Harnett County property record for 16 Harding Ln, Cameron, NC 28326
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,436 sqft · built 2010 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | Individual Name on File |
| Last Sale | $165,000 (Nov 2018) |
| Tax Bill | $1,449 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Nov 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1500047533 |
| Primary APN | 1500047533 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,436 sqft Heated Area |
| Gross Area | 2,121 sqft |
| 1st Floor Area | 1,436 sqft |
| Fireplace | Prefabricated |
| Year Built | Built 2010 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 20,909 sqft (0.48 acres) |
| Garage Area | 400 sqft |
| Porch | Porch |
| Porch Area | 115 sqft |
| Patio Area | 170 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 1500047533 |
|---|---|
| Street Address | 16 HARDING LN |
| City | CAMERON |
| State | NC |
| Zip | 28326-0060 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA-20R |
| Legal Description | LOT#1 COOPER FARMS PH 1 SEC 1 MAP#2010-234 |
| Legal Subdivision | COOPER FARMS |
| Legal Phase | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | HARNETT NC |
| Township / Civil Division | JOHNSONVILLE |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 71402 |
Source: Harnett County assessment roll, APN 1500047533, as of January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 16 HARDING LN, CAMERON, NC 28326-0060 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 14, 2022 | Intrafamily Transfer, Transfer · VA Mortgage NEW DAY FINANCIAL LLC |
| Nov 30, 2018 | Warranty Deed, Transfer NAVY FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 30, 2018 · Amount on Record |
| Deed Sale | Nov 30, 2018 · Amount on Record |
| Prior Sale | Nov 30, 2018 · Amount on Record |
| Deed Document Number | 0000016704 |
| Deed Book / Page | 003658 / 000081 |
| Last Transfer Date | Feb 14, 2022 |
| Transfer Doc | 0000003172 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HARNETT NC |
| Recording Date | Feb 14, 2022 |
| Property Address | 16 HARDING LN, CAMERON, NC 28326-0060 |
| Document Number | 0000003172 |
| Book / Page | 4114 / 306 |
| Map Reference | MB 2010 PG 234&235 |
| Instrument Date | Feb 10, 2022 |
| Instrument | 2022003172 |
| Transaction Type | Transfer |
| Record Updated | Mar 02, 2022 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAS TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16 HARDING LN, CAMERON, NC 28326-0060 |
| Document Number | 0000003173 |
|---|---|
| Date | Feb 14, 2022 |
| Instrument | 2022003173 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARNETT NC |
| Recording Date | Nov 30, 2018 |
| Property Address | 16 HARDING LN, CAMERON, NC 28326-0060 |
| Document Number | 0000016704 |
| Book / Page | 003658 / 000081 |
| Instrument Date | Nov 28, 2018 |
| Instrument | 16704 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $330.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 16 HARDING LN CAMERON NC 283260060, CAMERON, NC 28326-0060 |
| Document Number | 16705 |
|---|---|
| Date | Nov 30, 2018 |
| Book Page | 003658/000084 |
| Instrument | 16705 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 29, 2048 |
Source: Harnett County assessment roll as of January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Harnett County |
| Unified School District | Harnett County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,449.00 (+1.33%) | $194,698 (-) | $194,698 (-) Land $41,760 Building $152,938 |
| 2023 | $1,430.00 | $194,698 | $194,698 Land $41,760 Building $152,938 |
Source: FEMA National Flood Hazard Layer, Harnett County (37085C), as of March 12, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370850714023, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Moderate above 67% of the US · above 90% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 34 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Uniti Group DSL | 100 / 3 |
| Verizon Fixed Wireless | 25 / 6 |
May also be available: T-Mobile USA.
4G LTE only, no 5G reported
Source: EPA Safe Drinking Water Information System, water system NC0343045, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HARNETT REGIONAL WATER serves 121,885 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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