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85 Harding Ln, Cameron, NC 28326 Property Records

Harnett County property record for 85 Harding Ln, Cameron, NC 28326 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,786 sqft · built 2010
Lot Size0.46 acres (20,038 sqft)
OwnerIndividual Name on File
Last Sale$269,500 (Dec 2022)
Tax Bill$1,569 (2025)
Deeds & MortgagesApr 2023 Transfer
Dec 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1500055541

Property Details

APN / Parcel Number

Primary APN1500055541
Alternative APNs
  • 099563 0048 05
  • 1500002524

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,786 sqft Heated Area
Gross Area2,250 sqft
1st Floor Area1,566 sqft
FireplacePrefabricated

Exterior

Year BuiltBuilt 2010
Exterior MaterialAluminum/Vinyl
Lot Area20,038 sqft (0.46 acres)
Garage Area462 sqft
PorchPorch
Porch Area30 sqft
Patio Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number1500055541
Street Address85 HARDING LN
CityCAMERON
StateNC
Zip28326-0060
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT#24 COOPER FARMS 0.46ACMAP#2010-234
Legal SubdivisionCOOPER FARMS
Legal Lot Number24
JurisdictionHARNETT NC
Township / Civil DivisionJOHNSONVILLE
Census Block Group3
Census Block3006
Census Tract71402

Owner

Source: Harnett County records · APN 1500055541

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address85 HARDING LN, CAMERON, NC 28326-0060
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 03, 2023Intrafamily Transfer, Transfer
Dec 16, 2022Warranty Deed, Transfer · Conventional Mortgage
CORNERSTONE HOME LENDING

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 16, 2022 · Amount on Record
Deed SaleDec 16, 2022 · Amount on Record
Prior SaleDec 16, 2022 · Amount on Record
Deed Document Number0000115244
Deed Book / Page4177 / 258
Last Transfer DateApr 03, 2023
Transfer Doc0000005027
Record UpdatedJun 08, 2026

April 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHARNETT NC
Recording DateApr 03, 2023
Property Address85 HARDING LN, CAMERON, NC 28326-0060
Document Number0000005027
Book / Page4187 / 2584
Map ReferenceMB 2010 PG 234&235
Instrument DateMar 29, 2023
Instrument2023005027
Transaction TypeTransfer
Record UpdatedMay 02, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address85 HARDING LN, CAMERON, NC 28326-0060

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address85 HARDING LN, CAMERON, NC 28326-0060

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARNETT NC
Recording DateDec 16, 2022
Property Address85 HARDING LN, CAMERON, NC 28326-0060
Document Number0000115244
Book / Page4177 / 258
Map ReferenceMB 2010 PG 234&235
Instrument DateDec 06, 2022
Instrument2022115244
Transaction TypeTransfer
Record UpdatedDec 30, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$539.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1125 CYPRESS RD, CAMERON, NC 28326-7429

Transferred To (Grantee/Buyer)

NameVerified Name
Address85 HARDING LN, CAMERON, NC 28326-0060

Mortgage

Document Number0000115245
DateDec 16, 2022
Instrument2022115245
Lender
NameCORNERSTONE HOME LENDING
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2053

Tax Assessment & Valuation

Source: Harnett County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHarnett County
Unified School DistrictHarnett County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,569.00 (+1.42%)$211,721 (-)$211,721 (-) Land $41,350 Building $170,371
2023$1,547.00$211,721$211,721 Land $41,350 Building $170,371

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harnett County (37085C), updated March 12, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370850714023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskModerate
above 60% of the US · above 83% of North Carolina
Wildfire LikelihoodAbout 1 in 621 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 34 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Uniti GroupDSL100 / 3
VerizonFixed Wireless25 / 6
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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