142 Harding Ln, Cameron, NC 28326 Property Records

Harnett County property record for 142 Harding Ln, Cameron, NC 28326

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,834 sqft · built 2012
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Trust Names on Record
Last Sale	$172,500 (Mar 2018)
Tax Bill	$2,294 (2026)
Deeds & Mortgages	May 2020 Transfer Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1500036521`

Property Details

APN / Parcel Number

Primary APN	`1500036521`
Alternative APN	`099563 0048 14`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,834 sqft Heated Area
1st Floor Area	1,558 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	20,038 sqft (0.46 acres)
Garage Area	552 sqft
Porch	Porch
Porch Area	154 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	1500036521
Street Address	142 HARDING LN
City	CAMERON
State	NC
Zip	28326-0075
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA20R
Legal Description	LOT#6 COOPER FARMS PH1 S2 MAP#2011-59 0.46AC
Legal Subdivision	COOPER FARMS
Legal Phase	1
Legal Lot Number	6
Jurisdiction	HARNETT NC
Township / Civil Division	JOHNSONVILLE
Census Block Group	3
Census Block	3006
Census Tract	71402

Owner

Source: Harnett County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	72 REDD BANKS LN, HAMPSTEAD, NC 28443-9112
Owner Type	Individual
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
May 28, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 8, 2018	Warranty Deed, Transfer · Conventional Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2018 · Amount on Record
Deed Sale	Mar 8, 2018 · Amount on Record
Prior Sale	Apr 1, 2013 · Amount on Record
Deed Document Number	20183058
Deed Book / Page	3585 / 816
Last Transfer Date	May 18, 2020
Transfer Doc	0000008179
Record Updated	Oct 29, 2026

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARNETT NC
Recording Date	May 28, 2020
Property Address	142 HARDING LN, CAMERON, NC 28326-0075
Document Number	0000008179
Book / Page	003817 / 000015
Instrument Date	May 18, 2020
Instrument	8179
Transaction Type	Transfer
Record Updated	Jul 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 2096 PARADISE CA 959672096, PARADISE, CA 95967-2096

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Mar 8, 2018
Property Address	142 HARDING LN, CAMERON, NC 28326-0075
Document Number	0000003058
Book / Page	003585 / 000816
Instrument Date	Mar 5, 2018
Instrument	3058
Transaction Type	Transfer
Record Updated	Mar 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$345.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11629 WESTRIDGE PL LAKESIDE CA 920403627, LAKESIDE, CA 92040-3627

Mortgage

Document Number	3059
Date	Mar 8, 2018
Book Page	003585/000820
Instrument	3059

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 7, 2048

Tax Assessment & Valuation

Source: Harnett County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Harnett County
Unified School District	Harnett County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,294.00 (+38.36%)	$298,630 (+33.02%)	$298,630 (+33.02%) Land $21,390 Building $277,240
2025	$1,658.00 (+1.34%)	$224,496 (-)	$224,496 (-) Land $41,350 Building $183,146
2023	$1,636.00	$224,496	$224,496 Land $41,350 Building $183,146

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 82% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	100 / 3
Verizon Fixed Wireless	25 / 6

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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