Henderson County property record for 90 Forge Valley Dr, Mills River, NC 28759
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,976 sqft · built 1994 |
| Lot Size | 3.86 acres (168,142 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,368 (2025) |
| Deeds & Mortgages | Dec 2017 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 9529298896 |
| Primary APN | 9529298896 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,976 sqft Heated Area |
| 1st Floor Area | 1,176 sqft |
| Basement Area | 1,176 sqft |
| Finished Basement | 800 sqft |
| Unfinished Basement | 376 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 168,142 sqft (3.86 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 112 sqft |
| Deck Area | 128 sqft |
| Canopy | 486 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 9948455 |
|---|---|
| Street Address | 90 FORGE VALLEY DR |
| City | MILLS RIVER |
| State | NC |
| Zip | 28759-8600 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 9948455~MR |
| Legal Description | #03-A FRANCES M DICKSON LO3-A PL1993-1514 |
| Legal Subdivision | SUBDIVISION PROPERTY FRANCES M |
| Legal Block | 29 |
| Legal Lot Number | 8896 |
| Jurisdiction | HENDERSON NC |
| Township / Civil Division | MILLS RIVER |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 930703 |
90 Forge Valley Dr is owned and occupied by two individuals.
Source: Henderson County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 90 FORGE VALLEY DR, MILLS RIVER, NC 28759-8600 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 90 FORGE VALLEY DR, MILLS RIVER, NC 28759-8600 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0031430567 |
|---|---|
| Date | Dec 18, 2017 |
| Book Page | 3143/567 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Jan 1, 2032 |
The 2025 property tax bill for 90 Forge Valley Dr was $1,368.
Source: Henderson County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Municipality | Mills River Town |
| Unified School District | Henderson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $317,600 Land $85,400 Building $232,200 | ||
| 2025 | $1,368.00 | ||
| 2023 | $317,600 Land $85,400 Building $232,200 | $317,600 Land $85,400 Building $232,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 90 Forge Valley Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2009 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 90 Forge Valley Dr is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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