Henderson County property record for 40 Forge Valley Dr, Mills River, NC 28759
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,042 sqft · built 2010 |
| Lot Size | 1.3 acres (56,628 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $370,000 (Mar 2019) |
| Tax Bill | $1,649 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Dec 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 9620204953 |
| Primary APN | 9620204953 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,042 sqft Heated Area |
| 1st Floor Area | 1,280 sqft |
| Upper Floors Area | 512 sqft |
| Basement Area | 1,280 sqft |
| Finished Basement | 250 sqft |
| Unfinished Basement | 1,030 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 56,628 sqft (1.3 acres) |
| Porch | Patio |
| Porch Area | 400 sqft |
| Deck Area | 32 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1004347 |
|---|---|
| Street Address | 40 FORGE VALLEY DR |
| City | MILLS RIVER |
| State | NC |
| Zip | 28759-8600 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1004347~MR |
| Legal Description | HUTCHINS PRIVATE ROW LO6-B PL1989-720 |
| Legal Block | 20 |
| Legal Lot Number | 4953 |
| Jurisdiction | HENDERSON NC |
| Township / Civil Division | MILLS RIVER |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 930703 |
Source: Henderson County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 40 FORGE VALLEY DR, MILLS RIVER, NC 28759-8600 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 4, 2022 | Deed of Trust, Mortgage · VA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Dec 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN CONCRETE METERIALS |
| Dec 6, 2019 | Deed of Trust, Mortgage · VA Mortgage ATLANTIC BAY MTG |
| Mar 26, 2019 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 26, 2019 · Amount on Record |
| Deed Sale | Mar 26, 2019 · Amount on Record |
| Prior Sale | Jun 10, 2009 · Amount on Record |
| Deed Book / Page | 3313 / 589 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 40 FORGE VALLEY DR, MILLS RIVER, NC 28759-8600 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0039080144 |
|---|---|
| Date | May 4, 2022 |
| Book Page | 3908/144 |
| Instrument | 979002 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 40 FORGE VALLEY DR, MILLS RIVER, NC 28759-8600 |
| Document Number | 0036280225 |
| Instrument Date | Dec 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2021 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 40 FORGE VALLEY DR MILLS RIVER NC 287598600, MILLS RIVER, NC 28759-8600 |
| Document Number | 0036280225 |
|---|---|
| Date | May 11, 2021 |
| Book Page | 003628/000225 |
| Instrument | 941760 |
| Name | SOUTHERN CONCRETE METERIALS |
|---|---|
| Address | ASHEVILLE, NC 28813 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 40 FORGE VALLEY DR, MILLS RIVER, NC 28759-8600 |
| Document Number | 0034250315 |
| Instrument Date | Dec 6, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 40 FORGE VALLEY DR MILLS RIVER NC 287598600, MILLS RIVER, NC 28759-8600 |
| Document Number | 0034250315 |
|---|---|
| Date | Dec 11, 2019 |
| Book Page | 003425/000315 |
| Instrument | 916241 |
| Name | ATLANTIC BAY MTG |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 10, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENDERSON NC |
| Recording Date | Mar 26, 2019 |
| Property Address | 40 FORGE VALLEY DR, MILLS RIVER, NC 28759-8600 |
| Document Number | 0033130589 |
| Book / Page | 3313 / 589 |
| Instrument Date | Mar 26, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 40 FORGE VALLEY DR, MILLS RIVER, NC 28759-8600 |
Source: Henderson County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Municipality | Mills River Town |
| Unified School District | Henderson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $382,700 (-) Land $56,000 Building $326,700 | ||
| 2025 | $1,649.00 | $382,700 (-) Land $56,000 Building $326,700 | |
| 2023 | $382,700 Land $56,000 Building $326,700 | $382,700 Land $56,000 Building $326,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2009 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 50% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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