46 Forge Valley Dr, Mills River, NC 28759 Property Records

Henderson County property record for 46 Forge Valley Dr, Mills River, NC 28759

Property Summary

Property TypeManufactured or Modular Home
Details3 ba · 2,592 sqft · built 2007
Lot Size1.3 acres (56,628 sqft)
Owner2 Individual Names on File
Last Sale$200,000 (Sep 2010)
Tax Bill$1,779 (2025)
Deeds & MortgagesSep 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN9620204631

Property Details

APN / Parcel Number

Primary APN9620204631
Alternative APN
  • 1004349

Interior

Full Baths3 Baths
Plumbing Fixtures11 Plumbing Fixtures
Stories1 Story
Building Area2,592 sqft Heated Area
1st Floor Area1,728 sqft
Upper Floors Area864 sqft

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2009
Architectural StyleModular
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area56,628 sqft (1.3 acres)
PorchSlab
Porch Area512 sqft
Deck Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number1004349
Street Address46 FORGE VALLEY DR
CityMILLS RIVER
StateNC
Zip28759-8600
Property CategoryResidential
Property TypeResidential > Prefabricated > Manufactured or Modular Home
Local Zoning Code1004349~MR
Legal DescriptionBOOUNDARY SURVEY 1.30 ACRES LO6-D PL1989-720
Legal SubdivisionTOWN OF MILLS RIVER
Legal Block20
Legal Lot Number4631
JurisdictionHENDERSON NC
Township / Civil DivisionMILLS RIVER
Census Block Group1
Census Block1004
Census Tract930703

Owner

46 Forge Valley Dr, a residential property, is owned and occupied by two individuals who bought it in September 2010.

Source: Henderson County records, as of July 14, 2026

Owner of Record2 Individual Names on File
Mailing Address46 FORGE VALLEY DR, MILLS RIVER, NC 28759-8600
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 3, 2010 · Amount on File
Deed SaleSep 3, 2010 · Amount on File
Prior SaleOct 27, 2006 · Amount on File
Deed Book / Page1439 / 226
Record UpdatedOct 29, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON NC
Property Address46 FORGE VALLEY DR, MILLS RIVER, NC 28759-8600
Document Number0033880021
Instrument DateSep 13, 2019
Transaction TypeMortgage
Record UpdatedOct 8, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address46 FORGE VALLEY DR MILLS RIVER NC 287598600, MILLS RIVER, NC 28759-8600

Mortgage

Document Number0033880021
DateSep 18, 2019
Book Page003388/000021
Instrument911157
Lender
NameCHAMPION CU
TypeCredit Union
AddressCANTON, NC 28716
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 17, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 46 Forge Valley Dr was $1,779.

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHenderson County
MunicipalityMills River Town
Unified School DistrictHenderson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$412,900 Land $56,000 Building $356,900
2025$1,779.00
2023$412,900 Land $56,000 Building $356,900$412,900 Land $56,000 Building $356,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 46 Forge Valley Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2009)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2009 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 46 Forge Valley Dr is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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