90 E Water St, Chillicothe, OH 45601 Property Records

Ross County property record for 90 E Water St, Chillicothe, OH 45601

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	1.5 ba · 3,840 sqft · built 1920
Lot Size	0.076 acres (3,293 sqft)
Owner	Company Name on File
Last Sale	$225,000 (Dec 2022)
Tax Bill	$1,851 (2025)
Deeds & Mortgages	Dec 2022 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`30-54-02-036.000`

Property Details

APN / Parcel Number

Primary APN	`30-54-02-036.000`
Alternative APN	`540203`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	3,840 sqft Gross Area
1st Floor Area	2,656 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2019
Exterior Material	Concrete Block
Construction Type	Brick
Lot Area	3,293 sqft (0.076 acres)
Lot Dimensions	183 ft deep x 18 ft wide

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	540203
Street Address	90 E WATER ST
City	CHILLICOTHE
State	OH
Zip	45601-2544
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	90 E WATER ST COM 117 18X183 54-2-36 (17-5-176)
Legal Subdivision	CHILLICOTHE
Legal Lot Number	117
Jurisdiction	ROSS OH
Township / Civil Division	SCIOTO
Census Block Group	1
Census Block	1084
Census Tract	956300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chillicothe Business District listed 1979 · 21 contributing resources · NRIS 79001931

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

90 E Water St, a commercial property, is owned by a company that bought it in December 2022.

Source: Ross County records, as of May 21, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 2066, CHILLICOTHE, OH 45601-8066
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2022 · Amount on File
Deed Sale	Dec 1, 2022 · Amount on File
Prior Sale	Mar 8, 2016 · Amount on File
Deed Document Number	20229086
Deed Book / Page	565 / 424
Record Updated	Sep 20, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROSS OH
Recording Date	Dec 1, 2022
Property Address	90 E WATER ST, CHILLICOTHE, OH 45601-2544
Document Number	0005650424
Book / Page	565 / 424
Instrument Date	Nov 30, 2022
Instrument	202200009086
Transaction Type	Transfer
Record Updated	Dec 16, 2022
Title Company	OHIO SIGNATURE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2066, CHILLICOTHE, OH 45601-8066

Mortgage

Document Number	202200009087
Date	Dec 1, 2022
Instrument	202200009087

Lender

Name	WESBANCO BANK INC
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 90 E Water St was $1,851, down 21.5% from the year before.

Source: Ross County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ross County
County Subdivision	Scioto Township
Municipality	Chillicothe City
Unified School District	Chillicothe City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,851.00 (-21.47%)	$40,930 (+0.79%) Land $4,840 Building $36,090	$116,930 (+0.78%) Land $13,820 Building $103,110
2024	$2,357.00 (-1.42%)	$40,610 (-) Land $3,380 Building $37,230	$116,030 Land $9,650 Building $106,380
2023	$2,391.00 (-0.29%)	$40,610 (-) Land $3,380 Building $37,230
2022	$2,398.00	$40,610 Land $3,380 Building $37,230	$116,030 Land $9,650 Building $106,380

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 90 E Water St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 90 E Water St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHILLICOTHE CITY PWS serves 21,725 people · EPA ID OH7100112
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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