DeSoto County property record for 90 Desoto Ave, Hernando, MS 38632
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,713 sqft · built 2003 |
| Lot Size | 0.279 acres (12,168 sqft) |
| Owner | Individual Name on File |
| Last Sale | $220,000 (May 2021) |
| Tax Bill | $1,362 (2025) |
| Deeds & Mortgages | Jan 2017 Mortgage May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-07-3-07-19-0-00080-00 |
| Primary APN | 3-07-3-07-19-0-00080-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,713 sqft Adjusted Area |
| 1st Floor Area | 1,454 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 12,168 sqft (0.279 acres) |
| Lot Dimensions | 120 ft deep x 100 ft wide |
| Street Address | 90 DESOTO AVE |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-1279 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-12 |
| Legal Description | CLIFTON COURTS SEC B LOT 80 |
| Legal Range | 007 |
| Legal Township | 03S |
| Legal Section | 07 |
| Legal Subdivision | CLIFTON COURTS SEC B |
| Legal Lot Number | 80 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 71121 |
Source: DeSoto County records · APN 3-07-3-07-19-0-00080-00
Assessment roll updated December 15, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 90 DESOTO AVE, HERNANDO, MS 38632-1279 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 18, 2017 | Deed of Trust, Mortgage · Conventional Mortgage LOAN SIMPLE INC |
| May 06, 2021 | Warranty Deed, Transfer · Conventional Mortgage COGENT BANK |
| Jan 18, 2017 | Warranty Deed, Transfer FIRST NATIONAL FINANCIAL TITLE, FIRST NATIONAL FINANCIAL |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 06, 2021 · Amount on Record |
| Deed Sale | May 06, 2021 · Amount on Record |
| Prior Sale | Jan 18, 2017 · Amount on Record |
| Deed Book / Page | 957 / 4 |
| Prior Transfer Date | Apr 07, 2011 |
| Prior Transfer Doc | 000656/011 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 90 DESOTO AVE, HERNANDO, MS 38632-1279 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004291/683 |
|---|---|
| Date | Jan 18, 2017 |
| Book Page | 4291/683 |
| Name | LOAN SIMPLE INC |
|---|---|
| Type | Mortgage Company |
| Address | ENGLEWOOD, CO 80112 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | May 06, 2021 |
| Property Address | 90 DESOTO AVE, HERNANDO, MS 38632-1279 |
| Document Number | 00000957/4 |
| Book / Page | 957 / 4 |
| Map Reference | MB 79 PG 25 |
| Instrument Date | May 03, 2021 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Title Company | PERFECT TITLE, PERFECT TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8519 WILLIAMSON DR, 8519, OLIVE BRANCH, MS 38654-1274 |
| Name | Verified Name |
|---|---|
| Address | 90 DESOTO AVE, HERNANDO, MS 38632-1279 |
| Document Number | 0005233187 |
|---|---|
| Date | May 06, 2021 |
| Instrument | 5233/187 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Jan 18, 2017 |
| Property Address | 90 DESOTO AVE, HERNANDO, MS 38632-1279 |
| Document Number | 000813/125 |
| Book / Page | 0813 / 125 |
| Map Reference | PL 79 PG 25 |
| Instrument Date | Jan 13, 2017 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Title Company | FIRST NATIONAL FINANCIAL TITLE, FIRST NATIONAL FINANCIAL |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 90 DESOTO AVE, 90, HERNANDO, MS 38632-1279 |
| Name | Verified Name |
|---|---|
| Address | 90 DESOTO AVE, HERNANDO, MS 38632-1279 |
Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,362.00 (+18.74%) | $14,270 (+36.76%) Land $2,000 Building $12,270 | $142,695 (+36.77%) Land $20,000 Building $122,695 |
| 2023 | $1,147.00 | $10,434 | $104,335 Land $20,000 Building $84,335 |
Source: FEMA National Flood Hazard Layer as of June 5, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 64% of the US · lower than 81% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Telapex Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Based on FCC filings for 226 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF HERNANDO-JAYBIRD private · serves 6,750 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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